For certain professions, such as architects and certain liberal professions, it is legally required. In other sectors, it is often contractually required.
An error in advice, calculation, or design can have major financial consequences for your client. Even when acting in good faith, you may be held liable for the resulting damages.
Professional liability insurance protects your business against claims arising from professional errors, negligence, or mistakes.
Professional liability insurance covers the financial loss that a client suffers due to an error in your professional services.
This concerns errors in:
Unlike Public Liability insurance, this does not involve material damage caused by your activities, but rather damage resulting from an intellectual or non-material professional error that has financial consequences for your client.
Covers financial damage caused by errors in advice or services.
Covers defense costs in case of liability claims.
Covers claims for damages that threaten your reputation and continuity within the insured framework.
Covers contractual liability within the insured framework.
Professional liability insurance is essential for companies and professionals who provide advice or offer intellectual services, such as:
For some professions, this insurance is legally required. For others, it is not mandatory or contractually required, but it is still a necessary safety net to ensure the continuity of the business when a third party files a significant claim for damages.
Van Dessel will work with you to determine which coverage is legally or contractually required. span>
The premium depends, among other things, on:
An IT consultant with international projects faces different risks than a local consultancy firm.
Van Dessel negotiates with specialized insurers and provides a solution that matches your risk profile.
a tailor-made partner
We start from your specific situation and take the time to thoroughly understand your risks, needs, and objectives. This way, you receive advice and guidance tailored to your business and everyday practice.
already 80 years in insurance
Thanks to our years of experience, we analyze your risks and insurance needs with a broad perspective. We provide a well-thought-out approach, clear solutions, and the right protection for your business.
beyond standard insurance
No standard formulas, but solutions tailored to your activities and challenges. From analysis and implementation to support in case of claims: we provide an approach that works in practice.
Do you want to be sure that your professional liability is properly insured?
We analyze your activities, contracts, and potential risks. You will receive clear advice and a proposal tailored to your company.
Request a quote without obligation or contact our specialists.
Didn't find the answer to your question, or would you like to discuss your situation with a specialist? Our colleagues are happy to help you.