These are medical expenses outside of hospitalization, such as consultations, examinations and medication.
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Outpatient costs
Medical expenses are not limited to a hospital stay. Consultations with doctors, medications, medical examinations, or paramedical treatments can represent a significant cost, while the health insurance fund often only partially reimburses these expenses.
With an outpatient care insurance policy, medical costs outside of a hospital stay are partially or fully reimbursed. This provides you with extra financial protection for everyday healthcare.
More and more companies and self-employed individuals are therefore choosing outpatient care insurance as a supplement to a hospitalization insurance. Van Dessel helps you choose a plan that fits your needs and budget.
What is outpatient costs insurance?
An outpatient care insurance is a supplementary medical insurance that reimburses medical expenses that do not require hospitalisation. It thus covers healthcare costs incurred for treatments or consultations outside the hospital. This insurance complements the contribution from the health insurance fund.
Depending on the chosen plan, the insurance can cover, among other things:
- Consultations with general practitioners and specialists
- Prescription medications
- Medical examinations and diagnostics
- Physiotherapy and other paramedical treatments
- Certain medical aids
In this way, common healthcare costs are better covered.
What are the benefits?
Covers medical expenses without hospital admission, such as consultations, examinations, and treatments.
Covers medications and medical care that are only partially reimbursed by the health insurance fund.
Covers paramedical treatments, such as physiotherapy or other recognized therapies.
Covers a wide range of healthcare costs, making unexpected medical expenses more manageable.
Who is this insurance for?
An outpatient care insurance is suitable for anyone who wants to protect themselves against medical expenses outside of a hospital stay.
This insurance is often taken out by:
- Companies that want to provide their employees with extra medical protection
- Self-employed individuals and professionals
- Business leaders
- Organizations that want to expand their benefits package with additional medical coverage
The specific plan can be tailored to the target group and the desired coverage.
What is covered and what is not?
What is covered?
- Consultations with general practitioners and medical specialists
- Prescription medication
- Medical examinations such as scans and laboratory tests
- Physiotherapy and other paramedical treatments
- Certain medical aids and devices
What is not insured?
- Treatments without a medical necessity
- Cosmetic procedures
- Expenses fully reimbursed by the statutory health insurance fund
- Medical expenses that fall outside the policy terms and conditions
How much does this insurance cost?
The premium for outpatient insurance depends on several factors, such as:
- The number of insured persons
- The average age of the insured
- The chosen coverage and reimbursement limits
- Any deductibles or personal contributions
- Extensions or additional coverages
Because each situation is different, the premium is usually calculated on a customized basis.
Stories from our customers
Groep Steylaerts
Patrick Steylaerts: “Wij hebben het volste vertrouwen in onze verzekeringspartner Van Dessel.”
Germo bvba
Bram Gers: "Vooral het maatwerk is de reden waarom ik met Van Dessel in zee ben gegaan."
Van Wellen Group
Tom Bolsens: "We waren verrast dat er uit zo'n kleine hoek dreiging kon komen."
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We start from your specific situation and take the time to thoroughly understand your risks, needs, and objectives. This way, you receive advice and guidance tailored to your business and everyday practice.
Expertise & experience
already 80 years in insurance
Thanks to our years of experience, we analyze your risks and insurance needs with a broad perspective. We provide a well-thought-out approach, clear solutions, and the right protection for your business.
Customization & innovation
beyond standard insurance
No standard formulas, but solutions tailored to your activities and challenges. From analysis and implementation to support in case of claims: we provide an approach that works in practice.
Would you like to receive a quote?
We analyze your activities, contractual obligations, and risks. You will receive a clear, tailor-made proposal for your company.
Request a non-binding quote or contact us for personal advice
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