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Our solutions for

Public Sector

Insurance advice for governments, healthcare institutions, education, and the social profit sector.

Public organizations are faced with complex risks, changing regulations, and strict public procurement procedures. Van Dessel guides you as a specialized insurance broker in the complete management of your insurance portfolio: from risk analysis and tendering to policy management and claims handling.

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What does our service entail?

We support public organizations throughout the entire lifecycle of their insurance portfolio.

Our services include, among others:

  • Analysis of risks and existing insurance policies
  • Independent insurance advice
  • Aassistance with government procurement procedures
  • Drafting of specifications
  • Market consultation and comparison of insurers
  • Management of all insurance contracts
  • Follow-up of claims
  • Periodic evaluation and optimization of your portfolio

This way, you always have an insurance program that meets the needs of your organization and complies with legal requirements.

Why choose our services?

Specialized expertise

We have many years of experience in the public sector and are familiar with the specific regulations and challenges.

Independent advice

We compare the entire market and provide advice solely based on the interests of your organization.

Guidance with government contracts

We support you throughout the entire tendering process, from preparation to award.

Screening of risks and insurance policies

Through an audit, we examine how the current insurance portfolio is organized. Are all risks covered? Are there any duplicate coverages? Is the premium in line with the market? Is the management process efficient? In addition, we assess and inventory the needs and risks. Based on those results, we prepare a report and advice.

Guidance for the public procurement process

We support the entire award procedure and ensure that it proceeds correctly according to the regulations

  • We help the client choose the most suitable procedure, taking into account legal provisions and many other factors.
  • We help monitor the timing of the tender procedure.
  • We ensure the necessary publications are made according to the applicable regulations.
  • We list all the technical specifications that the insurance policies must meet and clarify them in plain language. This way, we create specifications that are perfectly tailored to the client.
  • We assist the client in following up candidates, during negotiations, when comparing proposals, and in the final awarding.
  • We assist with the termination of existing policies and check all new contracts.

Management of your insurance file

As real estate agents, we are ideally positioned to manage newly concluded policies.

We also have a specialized department for life insurance (pension planning, hospitalization, disability, ...).

A team of experts at your side

Insuring organizations from the public and social profit sector is a specialization within the non-life branch. This allows us to combine our know-how and experience gained in the private sector with the specific knowledge required in the public market.

Each client from the public and social profit sector is served by a specialized team with two dedicated contacts:

  • One person responsible for assessing risks and insurance
  • One person who provides guidance with the government contract

.

“We partnered with Van Dessel for the renewal of our insurance contracts. Their team approached the assessment of our risks and policies in a highly structured way. They reviewed our insurance portfolio, offered suggestions to improve our coverage, and responded promptly to our questions and suggestions.”

Association of municipalities

“We are very satisfied with the service provided by Van Dessel. Throughout the entire duration of the assignment, we could count on the expert support of both an insurance specialist and a public procurement specialist. These people were always accessible and gave us regular feedback. The services were also offered at an excellent price-quality ratio.

Intermunicipal administration

“Van Dessel not only supported us very well during the audit phase and the tendering process. After the contract was awarded, they stayed on as our broker and also proved their expertise in this role. The agreements we made are always respected and all our questions are answered quickly and efficiently.”

Regional umbrella organization

“Van Dessel provides meticulous, tailored advice and also pays great attention to aftercare for the case.

Local government

Why choose Van Dessel?

Our added value as consultants is multifaceted:

  • Thanks to our independent position as brokers, we can create solutions that combine the interests of public and social profit organizations with those of insurance companies.
  • Market consultations are very complex and require a specific approach that we have mastered perfectly through our many years of experience.
  • As experts, we make it a point to closely monitor sector trends and proactively follow up on your insurance cases.
  • Our place in the top 10 of Belgian insurance brokers gives us a strong negotiating position with insurers. This enables us to achieve substantial savings and qualitative optimizations.
  • We can draw on extensive relevant experience in managing and auditing insurance portfolios within the public sector.
     

Our promise to you

Personal & involved

a tailor-made partner

We start from your specific situation and take the time to thoroughly understand your risks, needs, and objectives. This way, you receive advice and guidance tailored to your business and everyday practice.

Expertise & experience

already 80 years in insurance

Thanks to our years of experience, we analyze your risks and insurance needs with a broad perspective. We provide a well-thought-out approach, clear solutions, and the right protection for your business.

Customization & innovation

beyond standard insurance

No standard formulas, but solutions tailored to your activities and challenges. From analysis and implementation to support in case of claims: we provide an approach that works in practice.

Would you like some advice?

Would you like to have your insurance portfolio analyzed or do you have a new government contract planned?

Our specialists are happy to work with you to determine how we can best protect your organization.

Interesting insights

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02 June 2026 1 min.

Increase in insurance tax from July 1, 2026

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