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Solutions

Legal protection

Your employees are the driving force of your organisation. When they are absent due to an accident, it not only has a human impact, but also a direct effect on your operations and continuity.

With statutory protection for employees, you ensure that your organization is properly insured against the financial consequences of accidents. Van Dessel helps you clarify these obligations and translate them into a solution that fits your organisation. 

Werknemers

What does this insurance cluster entail?

The statutory protection cluster for employees focuses on insurance that protects you as an employer against the consequences of accidents involving staff members. This primarily concerns the mandatory occupational accident insurance, supplemented with additional protection for accidents outside the work context. 

A workplace accident can lead to medical expenses, wage obligations, and administrative duties. In addition, accidents that occur in private life can also affect your employees' availability. By insuring these risks properly, you ensure security, continuity, and peace of mind. 

Our solutions

Which insurance solutions do we offer within this line of insurance?

Insurance for volunteers

Insurance for volunteer work in the public sector. Protection for volunteers and organizations…

Accident insurance 24/7

Collective accident insurance for companies. Protect your employees 24/7 against the financial…

Our promise to you

Personal & involved

a tailor-made partner

We start from your specific situation and take the time to thoroughly understand your risks, needs, and objectives. This way, you receive advice and guidance tailored to your business and everyday practice.

Expertise & experience

already 80 years in insurance

Thanks to our years of experience, we analyze your risks and insurance needs with a broad perspective. We provide a well-thought-out approach, clear solutions, and the right protection for your business.

Customization & innovation

beyond standard insurance

No standard formulas, but solutions tailored to your activities and challenges. From analysis and implementation to support in case of claims: we provide an approach that works in practice.

Would you like to receive a quote?

Do you want to ensure that your organisation meets all obligations and that your employees are optimally protected?

Our specialists analyze your situation and advise which insurances are necessary, supplemented by any additional coverages. This way, you get a solution tailored to your organisation. 

Insights for the public sector

arbeidsongevallenverzekering
18 May 2026 2 min.

Occupational accidents: why a timely and accurate report is crucial

In the case of a workplace accident, the focus is often immediately on the medical consequences…
nieuwe wetgeving schadevergoeding
24 October 2024 3 min.

New legislation shortens processing times for damage claims as of October…

The payout by an insurer in the event of a claim does not always go smoothly and can sometimes take…

Need help? Contact us.

Didn’t find the answer to your question or would you like to discuss your situation with a specialist? Our colleagues are happy to help you further.

Prefer faster help? Check our frequently asked questions.

Is an occupational accident insurance mandatory for every employer?

Yes. Every employer in Belgium is required to take out occupational accident insurance for their employees.