This insurance covers legal support and costs when your company becomes involved in a traffic dispute. This includes lawyer fees, expert assessments, mediation, and court costs.
Antilope De Bie Printing
Oplossingen
Assistance insurance for commercial vehicles
Company vehicles are on the road every day for deliveries, site visits, client meetings and transport. As a result, the risk of traffic disputes, liability claims and legal proceedings following an accident also increases.
With legal expenses insurance for company vehicles, your business receives expert legal support whenever a dispute arises involving a vehicle in your fleet. The policy helps you defend your rights and covers most legal assistance and litigation costs.
Van Dessel Insurance Brokers analyses your vehicle fleet and business activities to recommend a legal expenses solution that is fully aligned with the way your vehicles are used and the risks your business faces.
What is an assistance insurance for commercial vehicles?
An assistance insurance for commercial vehicles? provides legal assistance and financial support when your business becomes involved in a legal dispute concerning one of its company vehicles.
This may include disputes following a road traffic accident, disagreements over liability, conflicts with another party, or criminal proceedings arising from a traffic incident.
The insurance typically provides:
- Legal advice in the event of traffic-related disputes
- Mediation to help resolve conflicts amicably
- Representation by a lawyer during legal proceedings
- Reimbursement of legal expenses, including lawyers' fees, expert reports and court costs
Legal expenses cover can be included as part of a motor insurance policy or arranged as a standalone policy for your entire vehicle fleet.
What are the benefits?
Covers legal expenses such as lawyers' fees, court costs and expert fees following a road traffic accident.
Covers the legal defence of your business in traffic disputes or criminal proceedings.
Covers the recovery of damages when a third party is responsible for an accident.
Covers legal assistance in disputes relating to liability or insurance matters.
Who is this insurance for?
Assistance insurance for commercial vehicles is valuable for any business that owns or operates one or more company vehicles.
It is particularly relevant for:
- Businesses with a vehicle fleet
- SMEs providing company cars to employees
- Construction and installation companies using vans
- Transport and logistics businesses
- Self-employed professionals who use their vehicles for business purposes
The more intensively your vehicles are used for professional activities, the more important it becomes to have comprehensive legal protection in the event of traffic-related disputes.
What is covered and what is not?
What is covered depends on the policy terms and conditions.
- Legal disputes following a road traffic accident
- Disputes concerning liability or compensation
- Criminal defence for unintentional traffic offences
- Conflicts with another party or an insurer
- Lawyers' fees, expert fees and court costs
What is not covered?
- Intentional offences or fraud
- Serious or deliberate traffic violations
- Disputes that already existed before the policy was taken out
- Situations falling outside the selected cover
How much does this insurance cost?
The premium for an assistance insurance for commercial vehicles depends on several factors, including:
- The number of vehicles in your fleet
- The type of vehicles (passenger cars, vans or trucks)
- How the vehicles are used
- The level of cover and insured amounts selected
- Whether the policy is combined with other motor insurance
For businesses with multiple vehicles, a tailored fleet solution is often the most appropriate option.
Van Dessel helps you find the right balance between premium, coverage and risk.
Stories from our customers
Groep Steylaerts
Patrick Steylaerts: “Wij hebben het volste vertrouwen in onze verzekeringspartner Van Dessel.”
Germo bvba
Bram Gers: "Vooral het maatwerk is de reden waarom ik met Van Dessel in zee ben gegaan."
Van Wellen Group
Tom Bolsens: "We waren verrast dat er uit zo'n kleine hoek dreiging kon komen."
Our promise to you
Personal & involved
a tailor-made partner
We start from your specific situation and take the time to thoroughly understand your risks, needs, and objectives. This way, you receive advice and guidance tailored to your business and everyday practice.
Expertise & experience
already 80 years in insurance
Thanks to our years of experience, we analyze your risks and insurance needs with a broad perspective. We provide a well-thought-out approach, clear solutions, and the right protection for your business.
Customization & innovation
beyond standard insurance
No standard formulas, but solutions tailored to your activities and challenges. From analysis and implementation to support in case of claims: we provide an approach that works in practice.
Would you like to receive a quote?
We analyse your business activities, contractual obligations and risk exposure. You will receive a clear proposal tailored to your company.
Request a no-obligation quote or contact us for personalised advice.
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