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Financial risks

Even when your business is growing healthily, your financial position remains vulnerable. A customer who fails to pay, internal or external fraud, a cyber incident or a mistake by a director can quickly lead to significant financial losses. On the current cluster page, Van Dessel positions financial insurance precisely as protection against such risks. 

With financial insurance, you protect not only your figures, but also the continuity of your business. Van Dessel helps you clearly identify financial risks and translate them into an insurance solution that fits your activities, structure, and growth plans.

financiële verzekeringen

What does this insurance cluster entail?

The financial insurance cluster brings together solutions that protect your business against losses that are not immediately visible on a building or vehicle but do have a direct impact on your results and operations. This includes risks such as non-payment by customers, fraud, cybercrime, and directors’ liability.

In practice, these risks occur together more often than many businesses realize. A cyber attack can lead to operational downtime, legal costs, and reputational damage. Fraud can occur through employees, false payment orders, or digital manipulation. Directors can also be held personally liable for errors within their mandate. A well-considered financial insurance policy helps to keep such impacts manageable.

Our solutions

Which insurance solutions do we offer within this line of insurance?

Credit insurance

Protect your business against non-payment and unpaid invoices with tailored trade credit insurance.

Fraud insurance

Protect your business against internal and external fraud with tailored fraud insurance. Minimise…

Directors’ liability

Protect your personal assets with Directors & Officers (D&O) liability insurance. Peace of mind for…

Cyber insurance

Protect your business against cyberattacks, data breaches and ransomware with tailored cyber…

Our promise to you

Personal & involved

a tailor-made partner

We start from your specific situation and take the time to thoroughly understand your risks, needs, and objectives. This way, you receive advice and guidance tailored to your business and everyday practice.

Expertise & experience

already 80 years in insurance

Thanks to our years of experience, we analyze your risks and insurance needs with a broad perspective. We provide a well-thought-out approach, clear solutions, and the right protection for your business.

Customization & innovation

beyond standard insurance

No standard formulas, but solutions tailored to your activities and challenges. From analysis and implementation to support in case of claims: we provide an approach that works in practice.

Would you like to receive a quote?

Would you like to know how to better protect your business against financial loss, cyber incidents, fraud or non-payment? Our specialists will be happy to work with you to identify which risks have the greatest impact on your company. 

You will receive a tailored proposal, adapted to your activities, your customer portfolio and your business structure. This way, you know exactly what you can count on when financial risks arise unexpectedly.

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Need help? Contact us.

Didn't find the answer to your question, or would you like to discuss your situation with a specialist? Our colleagues are happy to help you.

Prefer faster help? Check out our frequently asked questions.

Which financial insurance is most important for my business?

That depends on your activities and risks. For one business, non-payment is the greatest danger; for another, it may be cybercrime, fraud, or directors’ liability. Often, a combination of several insurances is advisable.

What is the difference between a fraud insurance and a cyber insurance?

A fraud insurance policy covers financial losses caused by deception or abuse, while a cyber insurance policy focuses on the consequences of cyberattacks, data breaches, and IT disruptions. In practice, both can complement each other.

Why should I insure my customer risk?

Because one or more unpaid invoices can significantly slow down your cash flow and growth. Credit insurance helps you better manage that risk. 

Is directors’ liability insurance still necessary?

Yes. Even though legal limits to liability have been introduced, directors can still be held personally liable for mistakes made during their term of office.

Does a cyber insurance policy also provide assistance after an attack?

Yes, in general, a cyber insurance policy covers not only financial compensation but also specialized support such as IT recovery, forensic investigation, legal guidance, and crisis communication.