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Event insurance

Organizing an event involves exceptional risks. Think of cancellation, extreme weather, damage to equipment, liability, accidents or the unexpected absence of an artist, speaker, or key figure. Because every event is different, Van Dessel only works tailor-made. You choose which coverages you want to include, so your insurance perfectly matches your event, location, number of visitors, and organization.

Evenementenverzekering

What is an event insurance policy?

An event insurance policy protects organizers against the financial consequences of unexpected events before, during, and after the event.

The coverage can be tailored to your specific risks. This way, you insure only what is relevant for your event, without unnecessary protections. This makes the solution suitable for both small events and large-scale festivals, company parties, sporting events, trade fairs, or cultural activities.

What are the benefits?

No two events are the same. You choose which coverages you need, so your insurance perfectly matches the risks of your organization.

From a cancellation to damage to equipment or liability claims: you limit the financial impact of unforeseen events.

Instead of multiple separate insurances, you combine the relevant coverages in one clear policy.

Whether you are organizing a corporate party, festival, sports competition, trade fair, party, or cultural event, the insurance is tailored to the size and nature of your event.

Who is this insurance for?

An event insurance policy is suitable for anyone responsible for organizing an event and who wants to protect themselves against unexpected risks and financial consequences.

This insurance is particularly interesting for:

  • Organizers of festivals, concerts, and cultural events
  • Companies that organize corporate parties, open days, or customer events
  • Organizers of sports competitions and recreational events
  • Organizers of trade fairs, conferences, and seminars
  • Cities, municipalities, and associations organizing public events
  • Professional event agencies and event organizers

Whether it concerns a one-off event or a recurring organization, we tailor an insurance policy that matches the nature, size, and risks of your event.

What is covered and what is not?

What is covered? Depending on the chosen coverages, the following is insured:

  • The financial consequences if your event is unexpectedly cancelled, postponed or interrupted
  • The financial consequences of exceptional weather conditions that make your event impossible or seriously disrupt it
  • Third-party liability claims if you are held liable for damage occurring during your event
  • Damage to your own, hired or temporarily used equipment during set-up, the event itself or dismantling
  • The financial consequences if an artist, speaker or other key person is unexpectedly unable to attend or perform
  • Personal accident cover for employees, volunteers, participants or other persons involved in the event

What is not covered

  • Damage or losses that were already known before the insurance policy was taken out
  • Damage caused by intentional acts or fraud
  • Risks for which no cover has been arranged
  • Losses resulting from non-compliance with legal obligations or permit requirements
  • Exclusions specifically set out in the policy terms and conditions

How much does this insurance cost?

The premium for an event insurance depends on various factors and is always calculated on a case-by-case basis.

We take into account, among other things:

  • The type of event
  • The number of visitors or participants
  • The duration of the event
  • The location
  • The chosen coverages
  • The insured amounts
  • The specific risks of the activities

Since every event is unique, we only offer tailored solutions. This way, you only pay for the coverages that are relevant to your event.

Our specialists are happy to analyze your project and provide you with a transparent insurance proposal that perfectly matches your organization.

Stories from our customers

Testimonial Antilope De Bie Printing
Antilope De Bie Printing

Bart De Bie: “Van Dessel is een betrouwbare partner die vooral met zijn maatwerk het verschil maakt.”

Testimonial Groep Steylaerts
Groep Steylaerts

Patrick Steylaerts: “Wij hebben het volste vertrouwen in onze verzekeringspartner Van Dessel.”

Bram Gers van Germo bvba
Germo bvba

Bram Gers: "Vooral het maatwerk is de reden waarom ik met Van Dessel in zee ben gegaan."

Tom Bolsens van Van Wellen Group
Van Wellen Group

Tom Bolsens: "We waren verrast dat er uit zo'n kleine hoek dreiging kon komen."

Our promise to you

Personal & involved

a tailor-made partner

We start from your specific situation and take the time to thoroughly understand your risks, needs, and objectives. This way, you receive advice and guidance tailored to your business and everyday practice.

Expertise & experience

already 80 years in insurance

Thanks to our years of experience, we analyze your risks and insurance needs with a broad perspective. We provide a well-thought-out approach, clear solutions, and the right protection for your business.

Custom solutions & innovation

beyond standard insurance

No standard formulas, but solutions tailored to your activities and challenges. From analysis and implementation to support in case of claims: we provide an approach that works in practice.

Would you like to receive a quote?

Are you organizing an event and want to know which risks are best insured?

Our experts will work with you to determine which coverages are relevant and put together a tailor-made solution for your event.

Request advice or a quote with no obligation.

Which insurances complete your package?

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Need help? Contact us

Didn't find the answer to your question, or would you like to discuss your situation with a specialist? Our colleagues are happy to help you.

Prefer faster help? Check out our frequently asked questions.

Is an event insurance mandatory?

No, but it is highly recommended. Without insurance, a single incident can have major financial consequences. 

What exactly does the cancellation guarantee cover in an event insurance policy?

This insurance covers expenses and loss of income if your event cannot take place unexpectedly. 

What is the difference between organizational and public liability?

Organisational liability covers your responsibility as an organiser, while public liability focuses on visitors. 

When do I need a non-appearance insurance?

When your event depends on specific artists or speakers.

Does insurance also protect against bad weather?

Yes, with a weather insurance policy you can protect yourself against the financial consequences of adverse weather conditions.