An occupational accident can have major consequences for both your employee and your business. Think of medical expenses, loss of wages, or long-term disability. With an occupational accident insurance policy, you protect your employees and meet your legal obligations as an employer.
Van Dessel Insurance Brokers helps you choose a solution that fits your organization, your sector, and your company's risk profile.
An occupational accident insurance is a legally required insurance for employers in Belgium. It protects employees against the financial consequences of an accident that occurs during work or on the way to and from work.
When an employee has a workplace accident, this insurance reimburses, among other things, medical expenses and the loss of income in the case of temporary or permanent incapacity for work. In the event of death, the insurance also provides compensation for the surviving relatives.
This way, as an employer, you are protected against the financial impact of such situations, and your employees know that they can rely on support if something goes wrong.
Covers medical expenses after a work-related accident, such as treatments, hospitalization, and rehabilitation.
Covers loss of income when an employee becomes temporarily or permanently unable to work.
Covers accidents during work and commuting, including telework or business trips.
Provides financial support for surviving relatives when an employee dies as a result of a workplace accident.
Work accident insurance is mandatory for every company with employees.
It applies to, among others:
In short: as soon as you employ staff through an employment contract, you must take out this insurance.
The premium for an occupational accident insurance is not the same for every company.
The cost is determined, among other things, by:
Because every company is different, the premium is always calculated individually.
a tailor-made partner
We start from your specific situation and take the time to thoroughly understand your risks, needs, and objectives. This way, you receive advice and guidance tailored to your business and everyday practice.
already 80 years in insurance
Thanks to our years of experience, we analyze your risks and insurance needs with a broad perspective. We provide a well-thought-out approach, clear solutions, and the right protection for your business.
beyond standard insurance
No standard formulas, but solutions tailored to your activities and challenges. From analysis and implementation to support in case of claims: we provide an approach that works in practice.
We analyze your activities, contractual obligations, and risks. You will receive a clear, tailored proposal for your company.
Request a quote with no obligation or contact us for personal advice.
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