Companies operating internationally or sending employees abroad may face security risks such as kidnapping, extortion or wrongful detention. Although these incidents are rare, they can have a profound impact on employees, their families and the organisation.
Kidnap & Ransom (K&R) insurance protects your business against the financial consequences of these crisis situations while providing access to specialised crisis response and incident management experts.
Kidnap & Ransom (K&R) insurance protects businesses against the financial and operational consequences of kidnapping, hostage-taking, extortion or wrongful detention involving employees.
When an incident occurs, the policy provides not only financial protection but also immediate access to specialist crisis response consultants. These experts support both the company and the victim's family throughout the crisis, for example by assisting with negotiations, security measures and incident management.
The insurance may cover:
This enables businesses to manage a serious crisis professionally, effectively and with expert guidance.
Covers the financial consequences of the kidnapping or hostage-taking of employees.
Covers the costs of specialised crisis response consultants and professional negotiators.
Covers repatriation, medical expenses and post-incident support.
Covers extortion, threats and wrongful detention abroad.
Kidnap & Ransom (K&R) insurance is particularly relevant for businesses with international operations or employees travelling to regions with elevated security risks.
It may be especially suitable for:
Businesses carrying out projects overseas or working closely with local partners can also benefit from this type of protection.
The premium for Kidnap & Ransom (K&R) insurance is determined by several factors, including:
As every organisation has a different international risk profile, K&R insurance is always tailored to the specific needs of the business. Van Dessel works with you to assess your risk exposure and recommend the most appropriate solution.
a tailor-made partner
We start from your specific situation and take the time to thoroughly understand your risks, needs, and objectives. This way, you receive advice and guidance tailored to your business and everyday practice.
already 80 years in insurance
Thanks to our years of experience, we analyze your risks and insurance needs with a broad perspective. We provide a well-thought-out approach, clear solutions, and the right protection for your business.
beyond standard insurance
No standard formulas, but solutions tailored to your activities and challenges. From analysis and implementation to support in case of claims: we provide an approach that works in practice.
We analyze your activities, contractual obligations, and risks. You will receive a clear, tailor-made proposal for your business.
Request a non-binding quote or contact us for personal advice.
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