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Entrepreneurship comes with risks. Damage to your buildings, liability to third parties, cybercrime, vehicles, or legal disputes can have a significant impact on the continuity of your business.p>Van Dessel helps you identify these business risks and offers insurance solutions that fit perfectly with your activities, sector, and ambitions. This way, you can conduct business with greater confidence, today and in the future.

ondernemingen - bestuurdersaansprakelijkheid

For every company

These solutions are designed for businesses of all sizes: from self-employed entrepreneurs with staff and SMEs to large national and international companies.

Our specialists support companies from various sectors with insurance that protects their activities, buildings, equipment, vehicles, and financial continuity.

Our solutions

Protect your business against third-party claims for damages resulting from your activities, products, or services.

Civil liability operation

Civil Liability Operation Insurance for businesses. Protect your business against third-party…

Civil liability after delivery insurance

Protect your business with a post-delivery liability insurance. Coverage for damages after…

Professional liability

Professional indemnity insurance protects your business against claims arising from professional…

Objective liability insurance - fire & explosion

Protect your business against the financial consequences of fire or explosion in publicly…

Decennial liability

Ten-year liability insurance protects you against the financial consequences of serious…

Recall & contamination insurance

Product recall and contamination insurance for manufacturers and distributors. Protect your…

Environmental liability

Environmental liability insurance for businesses. Protect yourself against remediation costs and…

CMR insurance

Protect your business against liability arising from national and international road transport with…

Liability insurance for logistics service provision

Protect your logistics business against liability risks during transport, storage and distribution.

Our promise to you

Personal & involved

a tailor-made partner

We start from your specific situation and take the time to thoroughly understand your risks, needs, and objectives. This way, you receive advice and guidance tailored to your business and everyday practice.

Expertise & experience

already 80 years in insurance

Thanks to our years of experience, we analyze your risks and insurance needs with a broad perspective. We provide a well-thought-out approach, clear solutions, and the right protection for your business.

Customization & innovation

beyond standard insurance

No standard formulas, but solutions tailored to your activities and challenges. From analysis and implementation to support in case of claims: we provide an approach that works in practice.

Would you like to receive a quote?

Would you like to know how to optimally protect your business against operational risks?

Our specialists are happy to analyze your situation and put together an insurance package that fully meets your activities.

Insights for entrepreneurs

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The hidden impact of Branch 23 in your group insurance

A group insurance policy is an important part of the remuneration policy for many employers. It…
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Increase in insurance tax from July 1, 2026

The Belgian government has officially approved the increase in the tax on insurance operations…
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18 May 2026 2 min.

Occupational accidents: why a timely and accurate report is crucial

In the case of a workplace accident, the focus is often immediately on the medical consequences…
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06 May 2026 2 min.

Fuel theft: an underestimated risk for your business

Fuel theft is not a new phenomenon, but the number of incidents is increasing and perpetrators are…

Need help? Contact us.

Didn't find the answer to your question, or would you like to discuss your situation with a specialist? Our colleagues are happy to help you.

Prefer help sooner? Check out our frequently asked questions.

My business is changing. Do I need to have my insurance policies adjusted?

Yes. Changes within your company can impact your insurance. For example, think of a change in your activities, a relocation, an expansion of your buildings or machinery, the purchase of additional company vehicles, growth in the number of employees, or an acquisition.

Therefore, be sure to inform your regular contact person at Van Dessel in time. We will review which adjustments are necessary and ensure that your insurance program continues to match the evolution of your business. This way, you prevent certain risks from being insufficiently or not insured at all.

What information do I need to provide when reporting damage?

To process your claim quickly, we ask you to provide as much relevant information and supporting documents as possible. Please consider including:

  • A clear description of the incident
  • Photos of the damage
  • Quotations or estimates
  • Purchase invoices
  • Police reports or reports from emergency services, if available
  • In case of a car accident, the completed European accidentstatement

Depending on the type of damage, additional documents may be required.

How do I report a claim?

Notify our claims department as soon as possible when damage occurs. This allows us to immediately open a claim file, start the report, and, if necessary, appoint an expert. In non-urgent cases, you can report the damage via the website or by email. In urgent situations, it is best to contact your regular contact person by phone.