This makes the current period particularly interesting for those considering a Branch 23 investment: thanks to this temporary benefit, a larger proportion of your contribution can be invested.
How does the insurance premium tax work for Branch 23?
Branch 23 is a type of life insurance in which your capital is invested in one or more investment funds. Returns are linked to the performance of these funds and are therefore not guaranteed.
A 2% insurance premium tax is normally payable when making a contribution. Under the current promotional offers, certain insurers cover all or part of this cost. The specific terms and promotional periods vary depending on the investment solution.
Why could now be an attractive time to invest in Branch 23?
This temporary benefit reduces the initial cost of investing. Those looking to invest available capital can therefore benefit from more favourable entry conditions.
Of course, the appeal of Branch 23 goes beyond this temporary advantage. This type of insurance offers access to various investment funds and strategies, allowing a portfolio to be tailored to the desired level of diversification, investment horizon and investor's risk profile.
The value of a Branch 23 investment fluctuates with the performance of the underlying funds. Consequently, neither returns nor capital preservation are guaranteed.
Choosing the right investment solution remains essential
A temporary promotional offer can create an attractive opportunity to invest, but ultimately, it is the choice of underlying investments that determines how your capital is allocated.
This is where independent advice adds value. Van Dessel can compare different available solutions, considering the complete picture: investment funds, diversification, costs, terms and conditions, and alignment with your financial objectives.
This allows you to take advantage of current promotional terms where possible, without making the temporary benefit the sole reason for choosing a particular investment solution.
Discover the investment opportunities currently available
Are you considering investing through Branch 23 or looking to invest additional capital? Our experts will be happy to explore the solutions and temporary benefits currently available and help identify those best suited to your circumstances.
