This insurance was specially developed for self-employed individuals and freelancers without staff who are active in the audiovisual sector, media, communication, and advertising.
Antilope De Bie Printing
Solutions
Media liability
As a freelancer or self-employed professional in the media sector, you work daily with expensive equipment, strict deadlines, and major responsibilities. A single professional error, damage to a client's equipment, or a liability claim can quickly have serious financial consequences.
That's why Van Dessel, together with Zurich Insurance, has developed a unique liability insurance policy specifically tailored to the media sector.
What is media liability insurance?
This specialized insurance was developed for self-employed professionals and freelancers without staff who are active in the media sector. It combines various liability coverages into a single policy and protects you during your professional activities, both in Belgium and worldwide (with the exception of the United States and Canada).
Thanks to our many years of experience as an insurance partner for production companies, audiovisual businesses, and freelancers, and our founding membership in the Media Insurance Network (MIN), we know the specific risks of this sector like no one else.
What are the advantages?
Developed for media freelancers
Insurance specifically designed for self-employed professionals and freelancers in the audiovisual sector.
Four liability coverages in one policy
Professional liability, Operational Third-Party Liability, Post-Delivery Liability, and Entrusted Goods are combined in one comprehensive solution.
Specific extensions for the media sector
Automatic coverage for small drones, comprehensive protection of entrusted materials, and coverage for privacy violations, defamation, libel, and slander.
Worldwide protection
Your activities are insured worldwide, except in the United States and Canada.
Who is this insurance for?
This insurance has been developed for self-employed professionals and freelancers without staff who are active in, among others:
- Camera work
- Sound and lighting
- Editing
- Directing
- Production
- Stage and set construction
- Audio-visual service
- Advertising and communication activities
- Creative media and production assignments
.
What is covered and what is not?
What is covered?
- Professional indemnity insurance protects you against claims arising from professional errors, omissions or negligent advice
- Public liability insurance covers damage you cause to third parties during the course of your professional activities
- Products and completed operations liability insurance protects you against claims arising after your work has been completed or your services have been delivered
- Entrusted property cover protects customers' or clients' equipment in your care, custody or control
- Automatic drone cover insures small drones used in accordance with applicable legislation
- Professional indemnity cover includes protection against privacy breaches, defamation, libel and slander
- Optional legal expenses insurance provides assistance in civil and criminal proceedings following a covered claim
- An optional cyber insurance policy can be added for certain professional activities
- Optional retroactive and extended reporting cover protects against certain professional errors committed before or reported after the policy period, subject to the agreed terms and conditions
What is not covered?
- Damage caused intentionally or through fraud
- Fines and penalties
- Costs of re-performing or correcting a service or assignment
- Losses resulting from budget overruns or missed project deadlines
- Directors' and officers' liability
- Risks for which no cover has been selected
- The principal exclusions set out in the policy terms and conditions
How much does this insurance cost?
You can choose between two options that differ in insured amounts for Public Liability, Professional Liability, Post-Delivery Liability, and Entrusted Goods. This way, you select the coverage that fits your activities and budget.
Stories from our customers
Groep Steylaerts
Patrick Steylaerts: “Wij hebben het volste vertrouwen in onze verzekeringspartner Van Dessel.”
Germo bvba
Bram Gers: "Vooral het maatwerk is de reden waarom ik met Van Dessel in zee ben gegaan."
Van Wellen Group
Tom Bolsens: "We waren verrast dat er uit zo'n kleine hoek dreiging kon komen."
Our promise to you
Personal & involved
a tailor-made partner
We start from your specific situation and take the time to thoroughly understand your risks, needs, and objectives. This way, you receive advice and guidance tailored to your business and everyday practice.
Expertise & experience
already 80 years in insurance
Thanks to our years of experience, we analyze your risks and insurance needs with a broad perspective. We provide a well-thought-out approach, clear solutions, and the right protection for your business.
Customization & innovation
beyond standard insurance
No standard formulas, but solutions tailored to your activities and challenges. From analysis and implementation to support in case of claims: we provide an approach that works in practice.
Would you like to receive a quote?
Would you like to start working as a freelancer or consultant in the media sector with peace of mind?
Our specialists analyze your activities and advise you on which liability coverages best suit your assignments. This way, you are protected against the specific risks of the media sector, without being over- or underinsured.
Need help? Contact us.
Didn't find the answer to your question, or would you like to discuss your situation with a specialist? Our colleagues are happy to help you.