During the construction phase, errors, unforeseen circumstances or external events may cause damage to the project itself.
Solutions
Construction
In the construction sector, mistakes, damage, and delays can quickly lead to significant financial consequences. A well-thought-out insurance policy protects not only your construction site but also your liability, your equipment, and your continuity. Van Dessel assists construction companies with a sector-focused approach and tailor-made solutions.
VD Construct Solutions: total concept for the construction sector
The construction sector has many moving parts. You work with tight deadlines, various parties on the same site, substantial investments in materials and machines, and a legal framework that is becoming increasingly complex. As a result, a standard insurance package is rarely sufficient.
A comprehensive concept for construction companies
Van Dessel operates in the construction sector with a comprehensive concept in which all relevant risks are considered together. We analyze not only individual policies, but the entire context of your activities: the type of projects you undertake, your role on-site, your subcontractors, your machinery, your contractual obligations, and your liabilities before and after completion.
Specialist knowledge of construction risks
Construction risks require specialized knowledge. Consider damage occurring during execution, errors in design or construction, damage to site machinery, environmental damage, fire or explosion risks at certain locations, and liabilities which can continue for years after the work is finished. Our specialists understand the typical risks in the sector and know which solutions are the best fit.
All risks mapped out
We systematically map out your risks, ensuring you don't end up with a fragmented approach but rather a clear and logical insurance plan. We consider not only the mandatory coverage, but also what is strategically important for your business. This way, you get a solution that protects you where it really matters: during the work, upon delivery, and in the period after.
Clarity, alignment, and support
A good construction insurance policy is not just about coverage, but also about clarity. That’s why we provide an insurance solution that fits your activities, your projects, and your contractual reality. You will know exactly what you are insured for, where the key points of attention lie, and what guidance you can expect should a claim or dispute arise.
What are the biggest risks within the construction sector?
Damage occurring during construction works
Ten-year liability
Serious defects affecting the stability or structural integrity of a building can have significant financial consequences long after the project has been completed.
Professional errors and negligent advice
Design, engineering or coordination errors may result in liability claims and disputes between the parties involved.
Damage during assembly and installation
During technical installations or assembly works, damage, incorrect installation or defects can lead to delays and additional costs.
Machinery breakdown and business interruption
A breakdown of construction machinery or technical equipment can bring work to a standstill and result in additional costs.
Theft of or damage to construction equipment
Equipment on or around the construction site is vulnerable to damage, loss or theft, potentially affecting project timelines and budgets.
Fire and explosion at high-risk locations
Certain business operations may be held liable for damage caused to third parties as a result of fire or explosion.
Environmental damage
Leaks, pollution or soil contamination can result in significant clean-up costs and liability claims.
Contractual and legal disputes
Disputes regarding liability, project execution or damages can quickly become legally complex and costly.
Financial obligations towards clients
In certain projects, you may be required to provide guarantees or bonds to support your contractual obligations.
Why take out insurance in the construction sector?
Covers damage resulting from errors, accidents or unforeseen events during construction works.
Covers damage resulting from defects for which you may remain liable even after the project has been completed.
Covers damage resulting from professional errors, assembly and installation issues, machinery breakdown or damage to construction equipment.
Covers liability for damage caused to third parties, including risks arising from fire, explosion and environmental incidents.
Legislation construction sector
Peeters-Ducarme Act introduces insurance obligation for intellectual professions in the construction sector
Lees meer"A professional and reliable partnership, underpinned by personal commitment, prompt service and a strong sense of mutual trust."
Director DEBA Meubelen
Our solutions
Professional liability
Machine breakdown
Objective liability insurance - fire & explosion
All construction site risks insurance (CAR)
Decennial liability
Asbestos inventory expert (AIE)
Environmental liability
Drone insurance
Legal expenses insurance
Stories from our customers
Our promise to you
Personal & involved
a tailor-made partner
We start from your specific situation and take the time to thoroughly understand your risks, needs, and objectives. This way, you receive advice and guidance tailored to your business and everyday practice.
Expertise & experience
already 80 years in insurance
Thanks to our years of experience, we analyze your risks and insurance needs with a broad perspective. We provide a well-thought-out approach, clear solutions, and the right protection for your business.
Customization & innovation
beyond standard insurance
No standard formulas, but solutions tailored to your activities and challenges. From analysis and implementation to support in case of claims: we provide an approach that works in practice.
Would you like to receive a quote?
Would you like to better protect your construction company, projects, materials, and liability? Contact our specialists for targeted advice or request a quote. Together, we will assess which insurance solutions best fit your activities and risks.
Interesting insights
Your most important questions about asbestos survey insurance answered
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