As an entrepreneur or self-employed person, your income is directly dependent on your ability to work. If you become unable to work for an extended period due to an accident or illness, it can have a significant financial impact on you and your family.
With income protection insurance, you safeguard your personal income in the event of disability. This insurance provides a monthly payment when you are temporarily or permanently unable to work. This way, you maintain financial stability and can fully focus on your recovery.
Van Dessel helps you put together a solution tailored to your professional activity, income, and personal situation.
Income protection insurance safeguards self-employed individuals, company directors, and professionals against loss of income when they are unable to work due to illness or an accident.
If you become incapacitated for work, the insurance pays a monthly benefit that replaces part of your income. This way, you can continue to pay your fixed expenses, personal costs, and financial obligations.
The insurance can be tailored to various factors, such as:
Because every entrepreneur's situation is different, customization is essential. Van Dessel guides you in determining an appropriate and balanced protection.
Covers loss of income in case of incapacity for work due to illness or accident.
Covers a monthly payment to maintain your standard of living.
Covers long-term incapacity for work up to a predetermined final age.
Covers financial security for you and your family during your recovery.
An income protection insurance is primarily intended for people whose income depends on their personal work.
Typical target groups are:
For employees, there is usually already social protection through the employer. For the self-employed, however, that protection is significantly lower, making this insurance often an important part of sound financial planning.
The premium of an income protection insurance is determined based on various factors.
Important elements include:
Because these parameters can vary greatly, a personal analysis is important. This way, the insurance can be correctly tailored to your income and financial needs.
Additionally, in certain cases, the premium may be tax-deductible, which can significantly reduce the actual cost.
a tailor-made partner
We start from your specific situation and take the time to thoroughly understand your risks, needs, and objectives. This way, you receive advice and guidance tailored to your business and everyday practice.
already 80 years in insurance
Thanks to our years of experience, we analyze your risks and insurance needs with a broad perspective. We provide a well-thought-out approach, clear solutions, and the right protection for your business.
beyond standard insurance
No standard formulas, but solutions tailored to your activities and challenges. From analysis and implementation to support in case of claims: we provide an approach that works in practice.
We analyze your activities, contractual obligations, and risks. You will receive a clear, tailored proposal for your business.
Request a free quote or contact us for personal advice.
Didn't find the answer to your question, or would you like to discuss your situation with a specialist? Our colleagues are happy to help you.
