It is not legally required, but strongly recommended. Without insurance, you as the carrier remain personally liable under the CMR Convention.
As a carrier, you are liable under the CMR Convention for damage, loss or delay during international road transport. A single incident can result in significant damage claims.
With a CMR insurance policy, you protect your transport company against the financial consequences of your legal carrier’s liability.
The CMR insurance covers your liability as a carrier in international road transport under the CMR Convention (Convention relative to the Contract for the International Carriage of Goods by Road).
When goods are:
you as a carrier can be held liable. The CMR insurance compensates such damage up to the legal limits of the CMR Convention. The maximum liability is set at 8.33 SDR (Special Drawing Rights) per kilogram of the damaged or lost weight. This usually means you are insured up to about €10.50 per kilo, depending on the current exchange rate of the SDR.
The coverage applies to cross-border road transport between countries that have signed the CMR Convention.
Covers damage or loss of goods during international road transport.
Covers your legal liability according to the CMR Convention.
Covers damage claims in case of delays within legal limits.
Covers legal costs in disputes with clients.
The CMR insurance is intended for:
Forwarding agents and logistics service providers who act as carriers may also need this insurance.
Van Dessel analyzes your transport activities and tailors the coverage to your routes and risks.
The premium is determined based on:
Transporting high-value or high-risk goods results in a different premium profile than standard freight transport.
Standard liability under the CMR Convention is limited to a fixed amount per kilogram of lost or damaged goods.
Van Dessel compares specialist insurers and helps you find a balanced insurance solution tailored to your transport activities.
a tailor-made partner
We start from your specific situation and take the time to thoroughly understand your risks, needs, and objectives. This way, you receive advice and guidance tailored to your business and everyday practice.
already 80 years in insurance
Thanks to our years of experience, we analyze your risks and insurance needs with a broad perspective. We provide a well-thought-out approach, clear solutions, and the right protection for your business.
beyond standard insurance
No standard formulas, but solutions tailored to your activities and challenges. From analysis and implementation to support in case of claims: we provide an approach that works in practice.
We analyse your activities, contractual obligations and risk exposure. You will receive a clear proposal tailored to your business.
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