A CMR insurance protects the carrier against liability for damage to goods. A cargo insurance insures the value of the goods themselves, usually taken out by the owner of the goods.
Antilope De Bie Printing
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Goods insurance (Cargo)
Goods can be exposed to various risks during transport. An accident, theft, damage during loading and unloading, or extreme weather conditions can lead to the loss or damage of your goods.
With a goods insurance, you protect your business against these financial risks. This insurance covers damage to goods during transport, regardless of whether the transport takes place by road, sea, air, or rail.
The specialists at Van Dessel help you put together a transport insurance policy that matches your logistics chain, the nature of your goods, and the mode of transport.
What is a goods insurance policy?
A cargo insurance (also known as goods insurance) covers the value of goods during transport. If goods are damaged, lost or stolen during transport, this insurance can compensate for the financial loss.
The coverage may apply to transport:
- By road
- By sea or inland waterways
- By air
- By rail
- During loading, unloading and temporary storage
This insurance can be of interest to both companies shipping goods and businesses that regularly receive goods.
What are the benefits?
Covers loss or theft of goods during transport.
Covers damage during loading, unloading or temporary storage.
The insurance can be tailored to specific transport routes, means of transport, or logistics chains.
Who is this insurance for?
A goods insurance is interesting for companies that regularly have goods transported.
This may include, among others:
- Manufacturing companies that ship goods to customers
- Trading companies or wholesalers
- Import and export companies
- E-commerce companies with logistical shipments
- Companies that transport valuable goods
- Businesses with international supply chains
Companies that outsource transport to external carriers can also benefit from this insurance.
What is covered and what is not?
What is covered?
- Damage to goods caused by a transport accident
- Theft or loss of goods during transit
- Damage during loading or unloading
- Damage caused by fire, storm or other external events
- Damage to goods during handling in transit
What is not covered?
- Damage caused by inadequate packaging
- Damage resulting from normal wear and tear or inherent defects of the goods
- Damage caused by intentional acts or fraud
- Damage unrelated to the transport process
How much does this insurance cost?
The premium of a goods insurance is determined based on various factors, such as:
- The nature and value of the goods
- The frequency of shipments
- The mode of transport (road, sea, air, rail)
- The geographical zones in which you transport
- The type of packaging and handling
- Your claims history
Depending on your transport activities, insurance can be taken out per shipment, per consignment, or through a continuous policy that covers all shipments throughout the year.
Stories from our customers
Groep Steylaerts
Patrick Steylaerts: “Wij hebben het volste vertrouwen in onze verzekeringspartner Van Dessel.”
Germo bvba
Bram Gers: "Vooral het maatwerk is de reden waarom ik met Van Dessel in zee ben gegaan."
Van Wellen Group
Tom Bolsens: "We waren verrast dat er uit zo'n kleine hoek dreiging kon komen."
Our promise to you
Personal & involved
a tailor-made partner
We start from your specific situation and take the time to thoroughly understand your risks, needs, and objectives. This way, you receive advice and guidance tailored to your business and everyday practice.
Expertise & experience
already 80 years in insurance
Thanks to our years of experience, we analyze your risks and insurance needs with a broad perspective. We provide a well-thought-out approach, clear solutions, and the right protection for your business.
Customization & innovation
beyond standard insurance
No standard formulas, but solutions tailored to your activities and challenges. From analysis and implementation to support in case of claims: we provide an approach that works in practice.
Would you like to receive a quote?
We analyse your activities, contractual obligations, and risks. You will receive a clear proposal tailored to your business.
Request a quote without obligation or contact us for personal advice.
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