Major damage can lead to high repair costs and a loss of value for your property.
DEBA Meubelen
Client testimonial
Solutions
Real estate
In the real estate sector, managing apartment buildings involves specific risks. From damage to buildings and installations to liability and disputes between co-owners: a carefully considered insurance solution is essential to protect your assets and returns.
The specialized insurance solution for apartment buildings and co-ownerships
Insuring an apartment building requires more than a standard fire insurance policy. Joint ownership involves specific risks, responsibilities, and legal obligations.
That’s why Van Dessel developed VD Building, a specialized insurance solution for property managers, associations of co-owners (VME’s), and apartment buildings.
With VD Building, you benefit from broad protection for the building, the co-ownership, and all parties involved.
What are the biggest risks?
Damage to buildings (fire, water, storm)
Damage to common areas and installations
Elevators, heating systems, and technical installations are crucial and vulnerable.
Liability of the co-ownership or owner
Damage to third parties caused by defects in the building can lead to substantial claims.
Water damage between units
Leaks often cause damage to other residents and can lead to disputes and costs.
Damage caused by tenants or users
Careless use or incidents can lead to damage to the building.
Legal disputes within co-ownership
Disputes between co-owners, tenants or suppliers can escalate.
Incorrect valuation of the building
Underinsurance can result in significant financial losses in the event of damage.
Stagnation and loss of income
Damage can temporarily make renting out or use impossible, impacting returns.
Why insure in the real estate sector?
Covers damage to buildings and common areas.
Covers liability towards third parties and residents.
Covers the financial consequences of fire, water, and other risks.
Covers legal disputes and unexpected costs.
"A professional and reliable partnership, underpinned by personal commitment, prompt service and a strong sense of mutual trust."
Matthias De Belie
Director DEBA Meubelen
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Moving forward together in a sector that is constantly evolving.
Our promise to you
Personal & involved
a tailor-made partner
We start from your specific situation and take the time to thoroughly understand your risks, needs, and objectives. This way, you receive advice and guidance tailored to your business and everyday practice.
Expertise & experience
already 80 years in insurance
Thanks to our years of experience, we analyze your risks and insurance needs with a broad perspective. We provide a well-thought-out approach, clear solutions, and the right protection for your business.
Customization & innovation
beyond standard insurance
No standard formulas, but solutions tailored to your activities and challenges. From analysis and implementation to support in case of claims: we provide an approach that works in practice.
Would you like to receive a quote?
Are you active in the real estate sector as a property manager, investor or property owner? We would be happy to assess your property portfolio and develop an insurance solution tailored to your needs and objectives.
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