No, but it is highly recommended. The financial value of a horse and the possible risks make protection essential.
Antilope De Bie Printing
Solutions
Horse insurance
Your horse is much more than a possession. It is a sports partner, a breeding animal, a recreational horse, or a loyal companion. With horse insurance, you protect yourself against the financial consequences of unexpected events such as illness, an accident, or death.
At Van Dessel, we help you put together insurance that matches the value, use, and risk profile of your horse.
What is a horse insurance?
A horse insurance protects you against the financial consequences if your horse dies, is stolen, or becomes permanently unfit. Depending on the chosen plan, you can expand your insurance with additional coverage, such as coverage for veterinary expenses or other specific risks.
Because every horse is different, we tailor the insurance completely to your situation. Whether you own a leisure horse, sport horse, broodmare, or stallion, we help you put together the right protection.
What are the benefits?
Protecting the value of your horse
You limit the financial impact when your horse dies, is stolen, or becomes permanently unusable.
Flexible insurance tailored to your needs
You choose which coverages suit your horse, your activities, and your budget.
Also expandable with medical coverage
Depending on the chosen policy, certain veterinary expenses or additional risks can also be insured.
Who is this insurance for?
This insurance is suitable for owners of, among others:
- Leisure horses
- Sport horses
- Show jumping, dressage, and eventing horses
- Broodmares
- Stallions
- Ponies
Even if you own several horses, we are happy to explore which insurance solution best fits your situation.
What is covered and what is not?
What is covered? Depending on the chosen plan, the following may be covered:
- Death or necessary euthanasia following illness or an accident
- Theft of your horse
- Permanent total disability
- Damage during transport
- Limited or comprehensive veterinary expenses
- Specific cover for broodmares, foals or stallions
- Additional medical treatments or surgery
What is not insured?
- Pre-existing medical conditions
- Illnesses or losses not covered under the selected policy
- Normal wear and tear, old age or inadequate care
- Excluded risks as specified in the policy terms and conditions
- Losses resulting from intentional acts or gross negligence
How much does this insurance cost?
The premium of a horse insurance depends on several factors, such as:
- The insured value of the horse
- Age
- Breed
- Usage (sport, recreation, or breeding)
- Selected coverages
- Any medical history
We are happy to provide you with a non-binding quote fully tailored to your horse.
Stories from our customers
Groep Steylaerts
Patrick Steylaerts: “Wij hebben het volste vertrouwen in onze verzekeringspartner Van Dessel.”
Germo bvba
Bram Gers: "Vooral het maatwerk is de reden waarom ik met Van Dessel in zee ben gegaan."
Van Wellen Group
Tom Bolsens: "We waren verrast dat er uit zo'n kleine hoek dreiging kon komen."
Our promise to you
Personal & involved
a tailor-made partner
We start from your specific situation and take the time to thoroughly understand your risks, needs, and objectives. This way, you receive advice and guidance tailored to your business and everyday practice.
Expertise & experience
already 80 years in insurance
Thanks to our years of experience, we analyze your risks and insurance needs with a broad perspective. We provide a well-thought-out approach, clear solutions, and the right protection for your business.
Customization & innovation
beyond standard insurance
No standard formulas, but solutions tailored to your activities and challenges. From analysis and implementation to support in case of claims: we provide an approach that works in practice.
Would you like to receive a quote?
We analyse your activities, contractual obligations, and risks. You will receive a clear, tailored proposal for your company.
Request a non-binding quote or contact us for personal advice.
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