An accident can also have serious financial consequences for your employees outside of work. Consider medical expenses, long-term disability, or death.
With a group accident insurance, you offer your staff an extra financial safety net. This insurance supplements the protection of the work accident insurance and ensures that your employees are also protected against the financial consequences of an accident outside the work context.
A group accident insurance is a policy that you, as an employer, take out for a group of employees. It provides financial compensation when an employee falls victim to an accident with serious consequences, such as permanent disability or death.
Unlike occupational accident insurance, a group accident insurance can also provide coverage outside working hours, for example during leisure time or personal activities. This way, your employees are often protected 24 hours a day against the financial consequences of an accident.
The insurance can also offer extra protection for employees with a salary above the legal ceiling of the occupational accident insurance, ensuring their income remains better protected in case of disability.
Covers the financial consequences of accidents, such as permanent disability or death.
Covers accidents outside working hours, for example in your private life or during leisure time.
Covers loss of income or additional costs when an employee becomes long-term incapacitated for work.
Covers additional protection above the legal limits of the occupational accident insurance.
A collective accident insurance 24/7 is interesting for companies that want to offer their employees extra protection.
This insurance is often taken out by:
Interns, temporary workers or other persons who do not always fall under the standard occupational accident insurance can also be insured through a collective policy.
The premium for a group accident insurance policy depends on several factors, such as:
Because every organization is different, the premium is always calculated to fit your needs.
a tailor-made partner
We start from your specific situation and take the time to thoroughly understand your risks, needs, and objectives. This way, you receive advice and guidance tailored to your business and everyday practice.
already 80 years in insurance
Thanks to our years of experience, we analyze your risks and insurance needs with a broad perspective. We provide a well-thought-out approach, clear solutions, and the right protection for your business.
beyond standard insurance
No standard formulas, but solutions tailored to your activities and challenges. From analysis and implementation to support in case of claims: we provide an approach that works in practice.
Would you like to better protect your employees against the financial consequences of an accident?
The specialists at Van Dessel analyse your staff structure, risks, and existing insurance policies. In this way, we put together a group accident insurance policy that perfectly matches your company and your HR policy.
Contact us for advice or request a non-binding quote.
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