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Buildings & Equipment

Your buildings, machines, installations, and business equipment are essential for the operation of your company. Damage, defects, or downtime can therefore have a significant financial impact and seriously disrupt your activities.

With the right insurance, you not only protect your material assets but also the continuity of your business. Van Dessel helps you to correctly identify and assess the risks related to buildings, equipment, and goods and translate them into an insurance solution tailored to your company. 

Gebouwen&materiaal

What does this insurance cluster entail?

The cluster buildings and material groups together insurances that protect your company against damage to real estate, installations, machinery, electronics, and goods. It provides broad protection against risks such as fire, technical defects, damage during works, and loss or damage of goods.

 

For businesses, this is crucial, as material damage is rarely limited to a single element. An incident often also has consequences for your operations, deliveries, and revenue. That’s why a well-considered insurance policy not only ensures that damage is repaired, but also that your activities can resume as quickly as possible.

Our solutions

Which insurance solutions do we offer within this line of insurance?

Fire insurance for companies

Need commercial property insurance? Protect your building, machinery and stock against fire and…

Business interruption insurance

Need business interruption insurance? Protect your business against loss of income following fire…

Machine breakdown

Machinery breakdown insurance protects your business against the financial consequences of sudden…

All risks electronics insurance (ARE)

All Risks Electronics Insurance for businesses. Protect your IT equipment and electronic devices…

All construction site risks insurance (CAR)

Covers damage to construction works during execution and provides essential protection throughout…

Goods insurance (Cargo)

Protect your goods against damage, loss or theft during transit with tailored cargo insurance.

Our promise to you

Personal & involved

a tailor-made partner

We start from your specific situation and take the time to thoroughly understand your risks, needs, and objectives. This way, you receive advice and guidance tailored to your business and everyday practice.

Expertise & experience

already 80 years in insurance

Thanks to our years of experience, we analyze your risks and insurance needs with a broad perspective. We provide a well-thought-out approach, clear solutions, and the right protection for your business.

Customization & innovation

beyond standard insurance

No standard formulas, but solutions tailored to your activities and challenges. From analysis and implementation to support in case of claims: we provide an approach that works in practice.

Would you like to receive a quote?

Would you like to know how to optimally protect your buildings, machines, goods, and business equipment? 

Our specialists will review your situation together with you and prepare a proposal tailored to your activities and risks. 

Request a no-obligation quote or contact us for personalized advice. 

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Need help? Contact us.

Didn't find the answer to your question, or would you like to discuss your situation with a specialist? Our colleagues are happy to help you.

Prefer faster help? Check out our frequently asked questions.

Which insurance do I need for my business premises?

That depends on the type of building, its contents, and your activities. Fire insurance is often the foundation, supplemented with additional coverage. 

Is a fire insurance policy sufficient for businesses?

Not always. Damage to machines, electronics or goods, and loss of revenue often require additional insurance. 

What is the difference between a fire insurance and a business interruption insurance?

A fire insurance covers material damage. A business interruption insurance covers loss of income in case of stoppage. 

Are my belongings automatically insured in a fire insurance policy?

Not always comprehensive. For transport or specific risks, a separate goods insurance may be required. 

When is a machine breakdown insurance interesting?

When your business relies on machines or installations for its operations.