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Horse transport vehicle

Whether you are traveling with a horse truck, light horsebox, or horse trailer, you want to transport your horses safely and with peace of mind. With insurance for horse vehicles, you protect yourself against the financial consequences of damage, accidents, and breakdowns, so you can hit the road with confidence.

Thanks to our many years of expertise in the equestrian sector, we offer insurance solutions specifically tailored to vehicles used for transporting horses.

VD-Horse

What is insurance for horse transport vehicles?

Insurance for horse vehicles protects you against the financial consequences of damage, liability, and breakdowns involving vehicles specifically used for transporting horses.

Depending on your vehicle and the chosen plan, your insurance may include third-party liability insurance, comprehensive coverage, legal assistance, and specialized roadside assistance. We also offer a unique assistance solution with extensive coverage for horse trucks over 3.5 tons.

What are the benefits?

Specifically developed for the equestrian sector

Insurance that takes into account the specific risks of horse trucks, horse vans, and other vehicles for transporting horses.

Suitable for both light and heavy horse-drawn vehicles

We insure both light horse trucks up to 3.5 tons and horse trucks over 3.5 tons.

Unique assistance for horse trucks

For horse trucks over 3.5 tons, we offer an exclusive assistance insurance with generous compensation limits, repatriation, replacement driver, and European coverage.

Who is this insurance for?

This insurance is suitable for, among others:

  • Private horse owners
  • Competitive riders
  • Professional riders
  • Breeders
  • Riding schools
  • Horse traders>

Whether you occasionally travel to a competition or transport horses daily, we provide the right insurance for you.

What is covered and what is not?

What is covered?

  • Compulsory third-party liability insurance covers damage you cause to others with your horse transport vehicle
  • Optional comprehensive insurance protects your horse transport vehicle against damage caused by accidents, theft, fire or glass breakage
  • Optional legal expenses insurance provides assistance in legal disputes following a road traffic accident
  • Optional breakdown assistance helps you get back on the road quickly after a breakdown or accident
  • Optional towing and repatriation cover reimburses the cost of towing or transporting your vehicle to the appropriate destination
  • Optional replacement driver cover and additional assistance provide extra support if you are unable to continue driving following an accident or breakdown

What is not covered?

  • Damage resulting from intentional acts or gross negligence
  • Damage falling outside the selected cover
  • Normal wear and tear or inadequate maintenance
  • Excluded risks as specified in the policy terms and conditions

How much does this insurance cost?

The premium is determined by, among other things:

  • The type of vehicle
  • The weight (light or heavy horse truck)
  • The value of the vehicle
  • The chosen insurance package
  • The desired coverages and any assistance

We are happy to provide you with a non-binding quote tailored to your vehicle and usage.

Stories from our customers

Testimonial Antilope De Bie Printing
Antilope De Bie Printing

Bart De Bie: “Van Dessel is een betrouwbare partner die vooral met zijn maatwerk het verschil maakt.”

Testimonial Groep Steylaerts
Groep Steylaerts

Patrick Steylaerts: “Wij hebben het volste vertrouwen in onze verzekeringspartner Van Dessel.”

Bram Gers van Germo bvba
Germo bvba

Bram Gers: "Vooral het maatwerk is de reden waarom ik met Van Dessel in zee ben gegaan."

Tom Bolsens van Van Wellen Group
Van Wellen Group

Tom Bolsens: "We waren verrast dat er uit zo'n kleine hoek dreiging kon komen."

Our promise to you

Personal & involved

a tailor-made partner

We start from your specific situation and take the time to thoroughly understand your risks, needs, and objectives. This way, you receive advice and guidance tailored to your business and everyday practice.

Expertise & experience

already 80 years in insurance

Thanks to our years of experience, we analyze your risks and insurance needs with a broad perspective. We provide a well-thought-out approach, clear solutions, and the right protection for your business.

Customization & innovation

beyond standard insurance

No standard formulas, but solutions tailored to your activities and challenges. From analysis and implementation to support in case of claims: we provide an approach that works in practice.

Would you like to receive a quote?

Would you like to insure your horse transport vehicle with the right cover?

Our specialists will be happy to help you find the insurance solution that best matches your vehicle, how you use it and the distances you travel. This ensures you benefit from cover that is fully tailored to your needs.

Which insurances complete your package?

Transport insurance horses

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Horse insurance

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Need help? Contact us.

Didn't find the answer to your question, or would you like to discuss your situation with a specialist? Our colleagues are happy to help you.

Prefer faster help? Check out our frequently asked questions.

Can I insure both a light horse van and a horse truck?

Yes. We insure both vehicles up to 3.5 tons and professional horse trucks over 3.5 tons.

Is roadside assistance included?

That depends on the chosen plan. For horse trucks over 3.5 tons, we offer a specialized assistance

insurance with extensive coverage.

Can I also take out a comprehensive insurance policy for my horse-drawn vehicle?

Yes. Depending on the vehicle, you can extend your third-party liability insurance with comprehensive coverage.

Does social assistance also apply abroad?

Yes. The specialized assistance for horse trucks can, depending on the chosen plan, be provided in Belgium and continental Europe.

Can I extend my insurance with legal assistance?

Yes. Legal assistance can be included in your insurance package, so that you are also well protected legally.