A temporary disability insurance provides a benefit during your recovery, while a permanent disability insurance pays out a lump sum if you have to end your sports career permanently.
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Disability insurance professional sports
An injury or illness can unexpectedly bring a professional sports career to a halt. With a disability insurance policy, you or your club are protected against the financial consequences of temporary or permanent incapacity for work, allowing you to fully focus on recovery or building a new future.
What is a disability insurance?
For a professional athlete, an injury often means much more than just a medical challenge. It can also have an immediate impact on income or even mark the end of a sports career.
Disability insurance for professional athletes therefore offers financial protection that takes into account the specific risks of elite sports. Unlike traditional insurance, the compensation is tailored to the economic disability: your ability to continue practicing your profession as a professional athlete.
What are the benefits?
An income during temporary incapacity for work
A temporary disability insurance helps to compensate for income loss as soon as statutory protection becomes insufficient.
Financial security at the end of a career
In the event of permanent disability, you will receive a lump sum to financially support your transition to a new professional future.
Compensation tailored to your profession
The assessment is based on economic disability, so your professional sporting activity is central.
Multi-year security
Thanks to contracts with a longer duration, you benefit from greater security regarding your long-term medical acceptance.
Who is this insurance for?
This insurance is designed for:
- Professional athletes
- Top athletes with a professional contract
- Professional sports clubs
- Managers and coaches who want to offer their athletes optimal protection
What is covered and what is not?
What is covered?
- Temporary disability insurance provides a benefit if you become temporarily unable to work and your income is significantly reduced
- Permanent disability insurance pays a lump sum if you are permanently forced to end your professional sporting career
- Compensation is based on economic disability, reflecting your ability to continue your profession as an elite athlete
- Worldwide cover protects you during training, training camps and competitions abroad
- A multi-year insurance solution offers long-term security without the need for annual medical re-underwriting, depending on the selected policy
What is not covered?
- Pre-existing medical conditions that are contractually excluded
- Losses resulting from intentional acts
- Situations falling outside the agreed policy terms and conditions
- Risks or activities for which no cover has been arranged
How much does this insurance cost?
The premium is fully tailored and depends, among other things, on:
- Your sports discipline
- The level of competition
- Your age
- The desired insured capital or income
- The chosen coverage options
- The duration of the contract
- Your medical situation
Our specialists will prepare a proposal that matches your sporting career and financial needs.
Stories from our customers
Groep Steylaerts
Patrick Steylaerts: “Wij hebben het volste vertrouwen in onze verzekeringspartner Van Dessel.”
Germo bvba
Bram Gers: "Vooral het maatwerk is de reden waarom ik met Van Dessel in zee ben gegaan."
Van Wellen Group
Tom Bolsens: "We waren verrast dat er uit zo'n kleine hoek dreiging kon komen."
Our promise to you
Personal & involved
a tailor-made partner
We start from your specific situation and take the time to thoroughly understand your risks, needs, and objectives. This way, you receive advice and guidance tailored to your business and everyday practice.
Expertise & experience
already 80 years in insurance
Thanks to our years of experience, we analyze your risks and insurance needs with a broad perspective. We provide a well-thought-out approach, clear solutions, and the right protection for your business.
Customization & innovation
beyond standard insurance
No standard formulas, but solutions tailored to your activities and challenges. From analysis and implementation to support in case of claims: we provide an approach that works in practice.
Would you like to receive a quote?
An injury does not have to determine your financial future. We analyze your situation and put together a disability insurance that perfectly fits your athletic career.
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Need help? Contact us.
Would you like to protect your sporting career or sports organisation with the right insurance solution? We would be happy to assess your situation and develop tailored cover that perfectly matches your needs