A travel assistance insurance helps you if you encounter illness, an accident,or other emergencies during a trip. The insurance provides assistance and can cover costs such as medical care or repatriation.
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Travel insurance
When you go on a trip, you mainly want to relax and enjoy yourself. However, something unexpected can always happen: you might fall ill, get injured, your vehicle could break down, or you might have to stay longer unexpectedly.
With travel assistance insurance, you receive help and financial support if problems arise during your trip. The insurance provides practical assistance and can cover important costs, such as medical help or repatriation. That way, you can travel with peace of mind, wherever your journey takes you.
What is travel insurance?
A travel assistance insurance provides help and financial support when you are confronted with illness, an accident, breakdown, or other unexpected situations during a trip.
The greatest advantage of this insurance is the practical assistance you receive when something goes wrong during your trip. For example, the insurer will arrange medical assistance, transport, or repatriation when necessary.
The insurance can intervene in situations such as:
- Medical expenses abroad
- Repatriation to Belgium
- Hospitalization during your trip
- Assistance in the event of vehicle breakdown
- An involuntarily extended stay
Some policies can also be extended with extra cover, such as roadside assistance, accident insurance or legal aid during your trip.
What are the benefits?
Covers medical expenses if you become ill or have an accident during your trip.
Covers repatriation to Belgium when medical care is needed.
Covers costs in the event of a forced extended stay due to an unexpected event.
Covers practical assistance in the event of breakdowns, problems, or emergencies during your trip.
Who is this insurance for?
Travel assistance insurance is relevant for anyone going on a trip, for example:
- Families going on holiday
- Couples or individuals who travel regularly
- People visiting distant destinations
- Travelers who go on trips several times a year
For adventurous trips or far-off destinations, good travel assistance insurance is even more important, as medical help or repatriation abroad can be very expensive.
What is covered and what is not?
What is covered?
- Medical expenses abroad
- Hospitalisation whilst travelling
- Repatriation to Belgium
- Search and rescue operations
- Assistance in the event of an accident or illness
What is not covered?
- Deliberate damage or high-risk behaviour
- Events that were already known before departure
- Certain extreme sports (unless covered by additional insurance)
- Situations excluded under the policy terms and conditions
How much does this insurance cost?
The premium for travel assistance insurance depends on several factors, such as:
- The destination of your trip (Europe or worldwide)
- The duration of your trip
- The number of insured persons
- The selected coverages and extensions
You can usually choose between:
- Insurance per trip
- An annual policy for multiple trips
For people who travel regularly, an annual plan is often the most practical and cost-effective solution.
"Thank you very much for the clear information and the quick follow-up!"
The K. family from Westerlo
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Would you like to receive a quote?
Would you like to know which travel assistance insurance best suits your travel plans?
The advisors at Van Dessel Insurance Brokers are happy to help you with:
- An analysis of your travel habits
- Advice on the right coverage and guarantees
- A comparison of possible insurance plans
This way, you can set off with insurance that perfectly matches your trip. Feel free to request a non-binding quote or consultation.
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