A cancellation insurance reimburses the costs of a trip you have to cancel or cut short due to an unexpected event, such as illness, an accident, or a death in the family.
Solutions
Cancellation insurance
You look forward to a trip for months, but sometimes things turn out differently just before departure. Illness, an accident, an unexpected event in the family, or a professional obligation may force you to cancel your trip.
With a cancellation insurance, you are protected against the financial consequences when your trip unexpectedly cannot take place. The insurance reimburses costs that you cannot recover, such as transport or accommodation. This way, an unexpected setback doesn't also become a financial blow.
Van Dessel helps you choose a cancellation insurance that fits your travel plans and your personal situation.
What is a cancellation insurance?
A cancellation insurance reimburses the costs of a trip you have to cancel or cut short due to an unforeseen event.
When you book a trip, you often pay in advance for airline tickets, hotel stays or a package holiday. If you are unable to go due to an unexpected situation, you do not always get those costs back from the travel company. Cancellation insurance ensures that you can still recover these costs.
The insurance can provide coverage if you need to cancel your trip due to:
- Illness or an accident
- Death of a family member
- Medical complications during pregnancy
- Unexpected unemployment
- Previously approved vacation days being revoked by your employer
What are the benefits?
Covers the costs of a trip you unexpectedly have to cancel.
Covers non-recoverable costs of transport, accommodation, or package tours.
Covers financial losses when a trip is unexpectedly shortened.
Covers situations such as illness, accident, or other unforeseen circumstances.
Who is this insurance for?
Cancellation insurance is a good option for anyone booking a holiday who wants financial security in case plans change unexpectedly.
This insurance is particularly relevant for:
- Families booking a holiday
- Couples or single travellers planning a trip
- Travellers booking expensive or long trips
- People who book their holidays well in advance
The higher the cost of the trip or the further in advance you book, the more worthwhile cancellation insurance often becomes.
What is covered and what is not?
What is covered?
- Cancellation due to illness or an accident affecting you or a travelling companion
- Cancellation due to the death of a family member
- Cancellation due to medical complications during pregnancy
- Cancellation due to sudden unemployment
- Withdrawal of your holiday entitlement by your employer
What is not covered?
- Cancellations for personal reasons without a valid cause
- Situations that were already known before the insurance was taken out
- Certain geopolitical events such as war or civil unrest
- Events that are explicitly excluded in the policy conditions
How much does this insurance cost?
The premium for cancellation insurance usually depends on:
- The total cost of your trip
- The number of people insured
- The type of trip (package holiday, independent holiday, long-haul trip)
- The cover chosen or any additional cover
In many cases, the premium is calculated as a small percentage of the total cost of the trip. This keeps the insurance affordable whilst ensuring you are protected against potentially significant financial losses.
'Your dedication, teamwork and positive energy really do make all the difference.’
Family V. from Duffel
Onze belofte aan u
Personal & committed
a tailor-made partner
Everyone has different circumstances, plans and priorities. That's why we start by listening to your story. Whether it's your home, family, mobility or financial future, we provide advice tailored to what matters most to you.
Expertise & experience
already 80 years in insurance
With more than 80 years of experience, we help you make the right choices in an increasingly complex insurance market. Our specialists analyse your needs and provide clear, independent advice, so you can look ahead with confidence.
Security & peace of mind
protection for today and tomorrow
We look beyond individual insurance policies and provide protection that evolves with your life. If the unexpected happens, you can count on a trusted partner to guide you from claim to solution.
Would you like to receive a quote?
Are you unsure whether travel cancellation insurance is worth taking out for your trip?
The advisers at Van Dessel Insurance Brokers will be happy to help you with:
- Comparing the different options available
- Choosing the right cover to suit your travel budget
That way, you can set off on holiday with peace of mind.
Insights for individuals
15 April 2026
2 min.
Unexpected situations when planning your wedding
For many couples, a wedding is one of the most special moments in their lives. Months of…
10 June 2025
3 min.
The personal liability insurance: Basic coverage of your family insurance
Personal liability insurance is the basic coverage of your family insurance. It protects you, your…
04 June 2025
1 min.
Travel worry-free: Don't forget your cancellation insurance!
Summer holidays are the perfect time for many to escape and enjoy a well-deserved break…
24 October 2024
3 min.
New legislation shortens processing times for damage claims as of October…
The payout by an insurer in the event of a claim does not always go smoothly and can sometimes take…
Need help? Contact us.
Didn't find the answer to your question or would you like to discuss your situation with a specialist? Our colleagues are happy to assist you.
Prefer faster assistance? Check out our frequently asked questions.
Our experts
