Yes, third-party liability insurance is mandatory for every moped that is driven on public roads.
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Moped insurance
With a moped, you can move quickly and flexibly in traffic. But as a moped rider, you are also at risk of accidents and damage. With moped insurance, you comply with the law and are protected against the financial consequences of damage to others and yourself.
What is a moped insurance?
A moped insurance is an insurance for vehicles such as mopeds (class A and B) and light scooters. Just like with a car, a third-party liability (BA) insurance is mandatory. This covers damage you cause to others.
In addition, you can expand your insurance with extra coverages, such as:
- Protection for your own vehicle
- Coverage for theft or fire
- Protection for yourself as a driver
This way you can tailor your insurance according to your use and risks.>
What are the benefits?
Covers damage you cause to third parties with your moped.
Covers bodily injury to other road users.
Coverage expandable to include theft and own damage.
Covers you against financial risks in the event of an accident.
Who is this insurance for?
A moped insurance is suitable for:
- Young people and students who travel by moped
- Commuters who cover short distances
- Users of scooters or light motor vehicles
- Anyone who legally rides a moped on public roads
Insurance is required for every motorized vehicle, including mopeds.
What is covered and what is not?
What is covered?
- Third-party liability (compulsory under third-party liability insurance)
- Personal injury to other road users
- Damage to third-party vehicles or property
- Possible extensions such as: theft, fire, own damage (optional), legal assistance
What is not covered?
- Damage to your own moped (unless covered by additional insurance)
- Your own injuries (unless covered by driver’s insurance)
- Intentional damage
- Damage caused whilst under the influence of alcohol or drugs
- Use outside the terms of the contract
How much does this insurance cost
The premium of a moped insurance depends on:
- Your age and driving experience
- The type of moped (class A or B, power)
- Your claims history
- The usage (private, commuting, etc.)
- The chosen coverages
For young drivers, the premium may be higher, but it generally remains affordable.
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Everyone has different circumstances, plans and priorities. That's why we start by listening to your story. Whether it's your home, family, mobility or financial future, we provide advice tailored to what matters most to you.
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With more than 80 years of experience, we help you make the right choices in an increasingly complex insurance market. Our specialists analyse your needs and provide clear, independent advice, so you can look ahead with confidence.
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We look beyond individual insurance policies and provide protection that evolves with your life. If the unexpected happens, you can count on a trusted partner to guide you from claim to solution.
Would you like to receive a quote?
Do you want to hit the road safely and without worries on your moped? Then a tailor-made insurance is essential.
Van Dessel helps you:
- Choose the right basic coverage
- Extend your insurance according to your needs
- Combine price and protection optimally
Request a free quote without obligation and set off with peace of mind.
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