A dental insurance is a supplementary insurance that covers dental expenses which are not fully reimbursed by the health fund.
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Dental insurance
A healthy set of teeth is important, but dental care can quickly become expensive. Think of orthodontics, crowns, implants, or extensive dental treatments. The statutory health insurance only reimburses a limited part of these costs, which often means you have to pay a significant amount yourself.
With a dental insurance policy, you are better protected against unexpected dental expenses.
This insurance covers various treatments at the dentist and helps you keep your dental care affordable. That way, you can receive the care your teeth need without financial worries.
What is dental insurance?
A dental insurance is an additional policy that partially or fully reimburses dental costs.
The insurance covers various types of dental treatments, such as:
- Preventive dental care
- Dental restorations
- Orthodontics
- Crowns, bridges, or implants
Because dental treatments often involve high costs, dental insurance provides extra financial protection. It often supplements other health insurances, such as a hospitalization insurance or outpatient costs insurance.
What are the benefits?
Covers costs for dental treatments such as crowns, bridges, and implants.
Covers orthodontic treatments such as braces.
Covers preventive dental care such as check-ups and teeth cleaning.
Covers dental costs that are only partially reimbursed by health insurance.
Who is this insurance for?
A dental insurance can be interesting for many individuals, for example:
- Families with children who may need orthodontics
- Adults who want to continue to monitor their dental care properly
- People who expect to need dentures, crowns, or implants
- Individuals who want to better spread their dental costs
Even if you currently have few dental problems, insurance can be useful to better cover future costs.
What is covered and what is not?
What is covered?
- Regular check-ups at the dentist
- Dental cleaning and preventive care
- Dental repairs such as fillings
- Orthodontics, such as braces
- Dental prostheses, crowns, bridges or implants
What is not covered?
- Cosmetic treatments without medical necessity
- Treatments that were already scheduled before the insurance policy was taken out
- Certain expensive treatments during a waiting period
- Treatments not covered by the insurance
How much does this insurance cost?
The premium of a dental insurance policy is determined based on several factors, such as:
- Your age
- The chosen level of coverage
- The maximum annual reimbursement
- Any waiting periods or additional coverage options
Many dental insurance policies have an annual reimbursement maximum that can increase over time. This means the coverage often becomes more extensive the longer you are insured. p>Van Dessel helps you choose a plan that matches your expected dental care costs.
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Would you like to receive a quote?
Would you like to know if dental insurance is worthwhile for you or your family?
The advisors at Van Dessel Insurance Brokers are happy to help you with:
- An analysis of your dental care needs
- A comparison of possible insurance policies
- Advice on the right coverage and reimbursement limits
This way, you will know exactly what kind of protection you need for your dental care.
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