Mini comprehensive covers external risks such as theft, fire, and natural forces. Full comprehensive also covers damage to your own car in case of an at-fault accident, with an unidentified third party, or in case of damage caused by your own fault (for example, hitting a post).
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Partial comprehensive insurance
Do you want to protect your car against the main risks, but without the cost of full comprehensiveinsurance? Then a partial comprehensive insurance is a smart choice. You are covered against damage caused by external factors, without paying for extensive coverage you may not need.
What is a partial comprehensive insurance?
A partial comprehensive insurance is a supplementary car insurance on top of the compulsory third-party liability car insurance.
This policy provides protection against a number of specific risks beyond your control, such as:
- Theft
- Fire
- Glass breakage
- Storm and natural damage
- Collision with animals or rodent damage
What are the benefits?
Covers damage caused by theft and attempted theft.
Covers damage caused by fire, storm, and other natural forces.
Covers glass breakage.
Provides affordable protection for your car.
Who is this insurance for?
A partial comprehensive insurance is especially interesting for:
- Owners of cars that are a few years old
- Drivers who do not need full coverage
- People who want to protect their car against external risks
- Anyone looking for a good balance between price and protection
For new vehicles, a full all-risk insurance is often chosen, while a mini all-risk insurance is a logical next step after a few years.
What is covered and what is not?
What is covered?
- Theft and attempted theft
- Fire and explosion
- Glass breakage (such as a cracked windscreen)
- Damage caused by storms, hail, flooding or other forces of nature
- Collision with animals or damage caused by rodents
What is not icovered?
- Damage to your own vehicle in an accident where you are at fault
- Vandalism (depending on the policy)
- Damage caused by poor maintenance
- Intentional damage
- Damage caused whilst under the influence of alcohol or drugs
How much does this insurance cost?
The premium for a partial comprehensive insurance depends on:
- The value and age of your vehicle
- The type of car and its use
- Your driving profile and claims history
- The chosen coverages and options
Because the coverage is more limited than with a full comprehensive policy, the premium is generally much lower.
"Thank you for the quick and efficient handling of my claim file."
Family V. from Ranst
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Everyone has different circumstances, plans and priorities. That's why we start by listening to your story. Whether it's your home, family, mobility or financial future, we provide advice tailored to what matters most to you.
Expertise & experience
already 80 years in insurance
With more than 80 years of experience, we help you make the right choices in an increasingly complex insurance market. Our specialists analyse your needs and provide clear, independent advice, so you can look ahead with confidence.
Certainty & peace of mind
protection for today and tomorrow
We look beyond individual insurance policies and provide protection that evolves with your life. If the unexpected happens, you can count on a trusted partner to guide you from claim to solution.
Would you like to receive a quote?
Would you like to protect your car against the most common risks without overpaying?
Van Dessel can help you:
- Determine whether mini comprehensive insurance is the right choice for you
- Tailor the coverage to your vehicle and usage
- Put together your insurance optimally
Request a free quote and choose smart, customized protection.
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