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Legal assistance insurance

Legal conflicts occur more often than you think. A dispute with a contractor, a disagreement with a neighbor, a problem after a purchase, or a traffic accident: these are situations that can quickly escalate and generate high costs.

With legal assistance insurance for your private life, you receive legal support when you become involved in a conflict. The insurance helps you defend your rights, provides advice, and reimburses the costs of a lawyer or legal proceedings. This way, you are not alone when a problem escalates into a legal dispute.

Van Dessel is happy to help you choose legal assistance insurance that fits your personal circumstances and the risks in your daily life.

verzekering juridische geschillen

What is legal assistance insurance?

A legal assistance insurance provides legal and financial support when you become involved in a legal dispute in your private life. 

For example, the insurance helps you when: 

  • You want to claim damages from someone else 
  • Someone holds you liable 
  • A contractual dispute arises 
  • You become involved in a legal procedure

In such situations, you can rely on legal advice, support, and coverage for costs including lawyers, experts, and legal proceedings. A legal assistance insurance often first tries to settle the dispute amicably, which is faster and less expensive than going to court. 

What are the benefits of this insurance?

Covers the costs of lawyers, experts, and legal proceedings. 

Covers legal assistance if you have a dispute with a third party. 

The cover provides support in claiming compensation if you suffer damage. 

Covers legal advice and support in the event of disputes in your private life. 

Who is this insurance for?

Legal assistance insurance is a good option for anyone who wants legal protection in their day-to-day life, such as:

  • Families and single people
  • Homeowners or tenants
  • Consumers who regularly enter into contracts or make purchases
  • People who want their rights defended in the event of disputes

In private life, a wide range of situations can lead to a legal dispute. With legal expenses insurance, you are better protected against the costs and complexity of legal proceedings. 

What is covered and what is not?

What is covered?

  • Disputes with neighbours
  • Disputes relating to purchases or contracts
  • Problems with contractors or renovation work
  • Claims for damages following an accident
  • Disputes with insurers
  • Certain family or administrative disputes
  • In addition, the insurance often covers: your solicitor’s fees, the costs of experts and specialists, and court and legal costs

What is not covered?

  • Fines or criminal penalties
  • Disputes that already existed before the policy was taken out
  • Deliberate breaches or fraud
  • Certain professional disputes

How much does this insurance cost?

The premium for legal expenses insurance depends on various factors, such as:

  • The scope of the cover
  • The insured amounts
  • The number of cover options and extensions
  • Your personal circumstances

A basic policy may be relatively limited, whilst comprehensive legal expenses insurance covers higher claim limits and a wider range of disputes.  A good policy can save you thousands of euros in legal costs should a dispute escalate. 

‘Thank you very much for the clear information and the prompt follow-up!’

Family K. uit Westerlo

Our promise to you

Personal & committed

a tailor-made partner

Everyone has different circumstances, plans and priorities. That's why we start by listening to your story. Whether it's your home, family, mobility or financial future, we provide advice tailored to what matters most to you.

Expertise & experience

already 80 years in insurance

With more than 80 years of experience, we help you make the right choices in an increasingly complex insurance market. Our specialists analyse your needs and provide clear, independent advice, so you can look ahead with confidence.

Security & peace of mind

protection for today and tomorrow

We look beyond individual insurance policies and provide protection that evolves with your life. If the unexpected happens, you can count on a trusted partner to guide you from claim to solution.

Would you like to receive a quote?

Would you like to know which legal assistance insurance best suits your situation?

The advisers at Van Dessel Insurance Brokers will work with you to assess:

  • The risks in your private life 
  • The types of legal disputes you might face 
  • The cover you require and the sums insured

This ensures you receive a tailor-made legal expenses insurance policy, with clear guarantees and no surprises. 

Which insurances complete your package?

Private accident insurance

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Need help? Contact us.

Didn't find the answer to your question or would you like to discuss your situation with a specialist? Our colleagues are happy to assist you.

Prefer faster assistance? Check out our frequently asked questions.

What exactly does legal expenses insurance do?

Legal assistance insurance helps you if you become involved in a legal dispute. It provides legal advice and often covers the costs of a lawyer, experts, and court proceedings.

When can I use my legal expenses insurance?

You can use them when you have a conflict with another party, for example in a neighbor dispute, contract dispute, damage claim, or legal dispute after an accident.

May I choose my own lawyer?

Yes. In most legal expenses insurances, you have the free choice of lawyer when legal proceedings are initiated. 

Is legal assistance included in other insurance policies?

Sometimes legal assistance is an additional guarantee with, for example, car insurance or family insurance. A separate policy usually offers broader coverage.

Does a legal expenses insurance also cover all the costs of a lawsuit?

The insurance usually covers legal fees, expert assessments, and court costs up to a certain maximum amount specified in the policy.