Yes, at least a third-party liability car insurance is required to drive your motor home on public roads.
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Camper insurance
Traveling with your camper or motorhome means freedom, comfort, and adventure. But on the road, youalso want to be able to count on security. With a tailored camper or motorhome insurance, you are protected against damage, breakdown, and unexpected costs, both in Belgium and abroad.
What is a camper insurance?
A camper or motorhome insurance is a specific type of car insurance tailored to vehicles that serve both as means of transport and accommodation.
This insurance takes into account:
- The value of the vehicle as well as its fittings
- Its use for travel and holidays
- The fact that you are often on the road for longer periods, including abroad
In addition to the compulsory third-party car insurance, you can opt for additional cover such as comprehensive insurance, roadside assistance, and contents coverage.
What are the advantages?
Covers damage to third parties while driving (TPL).
Covers damage to your motorhome, including in the event of an accident (comprehensive).
Covers, depending on your chosen coverage options, contents and personal belongings in your vehicle.
Covers, if included in your policy, assistance and support at home and abroad.
Who is this insurance for?
This insurance is suitable for:
- Owners of a camper or motorhome
- Travelers who regularly go on holiday with their vehicle
- Couples or families who take longer trips
- Motorhome renters (with an adapted plan)
Whether you go away for a weekend now and then or travel for months, suitable insurance is essential.>
What is covered and what is not?
What is covered?
- Third-party liability (compulsory): damage to third parties
- Damage to your own mobile home (with comprehensive cover)
- Cover for theft or attempted theft of the vehicle, depending on the cover options selected
- Cover for damage caused by fire, glass breakage and natural forces, depending on the cover options selected
- Contents and accessories (optional)
- Breakdown assistance and repatriation of the vehicle and passengers can be included in the policy as an optional extra
What is not covered?
- Normal wear and tear or mechanical faults
- Damage caused by poor maintenance
- Intentional damage
- Damage caused whilst under the influence of alcohol or drugs
- Use outside the terms of the contract (e.g. letting the vehicle without prior notification)
How much does this insurance cost?
The premium of a camper or motorhome insurance depends on:
- The value and age of the vehicle
- The type of motorhome and its equipment
- Your driving profile and claims history
- The usage (number of trips, duration, destinations)
- The chosen coverages (third-party liability, comprehensive, contents, assistance, ...)
Because every motorhome is different, the insurance is usually tailored to your needs.
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Family VDB from Aarschot
Our promise to you
Personal & committed
a tailor-made partner
Everyone has different circumstances, plans and priorities. That's why we start by listening to your story. Whether it's your home, family, mobility or financial future, we provide advice tailored to what matters most to you.
Expertise & experience
already 80 years in insurance
With more than 80 years of experience, we help you make the right choices in an increasingly complex insurance market. Our specialists analyse your needs and provide clear, independent advice, so you can look ahead with confidence.
Security & peace of mind
protection for today and tomorrow
We look beyond individual insurance policies and provide protection that evolves with your life. If the unexpected happens, you can count on a trusted partner to guide you from claim to solution.
Would you like to receive a quote?
Do you want to travel worry-free with your camper or motorhome? Then a tailored insurance policy is indispensable.
Van Dessel helps you:
- Choose the right combination of coverages
- Take your travel habits and destinations into account
- Protect your vehicle and contents optimally
Request a free quote and set off with peace of mind.
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