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Solutions

My Home

Your home is much more than just a building. It is the place where you live, make memories, and invest in your future. With the right insurance, you protect your home against damage, unexpected events, and risks during construction, renovation, or remodeling work.

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Insurances within the cluster My Home?

Within the cluster My Home, we combine all the insurance policies that contribute to the protection of your home, both during the construction phase and once you are living in it.

A home often represents one of the biggest investments in your life. That is why it is important to protect not only your finished home, but also the risks that may arise during construction or renovation work. Think of damage caused by fire, storm or water, but also damage during the execution of work or serious structural defects that only become apparent years later.

At Van Dessel, we look at your situation as a whole. Whether you own a home, have construction plans, or are undertaking a major renovation, we help you put together the right protection for every stage of your housing project.

Our solutions

What types of insurance do we offer within this cluster? 

Decennial liability

Building or renovating? Protect your home with ten-year liability insurance. Find out about your…

All construction site risks insurance (CAR)

All Construction Site Risks insurance protects your construction or renovation project against…

Home insurance for individuals

Home insurance for individuals: protect your home and contents against fire, storm, water damage…

Insurance for art & collectibles valuables

Insure jewelry, art, and other valuable possessions against damage, loss, or theft with a valuables…

Our promise to you

Personal & committed

a tailor-made partner

Everyone’s circumstances, plans and risks are different. That’s why we start by listening to your story. Whether it’s about your home, family, mobility or financial future, we provide advice tailored to what matters most to you.

Expertise & experience

already 80 years in insurance

With more than 80 years of experience, we help you make the right choices in an increasingly complex insurance market. Our specialists analyse your needs and provide clear, independent advice, so you can look ahead with confidence.

Certainty & peace of mind

protection for today and tomorrow

We look beyond individual insurance policies and provide protection that evolves with your life. If the unexpected happens, you can count on a trusted partner to guide you from claim to solution.

Would you like to receive a quote?

Would you like to optimally protect your home or are you starting a construction or renovation project? 

Contact our advisors for personal advice or request a no-obligation quote. Together, we will determine which insurance policies best match your home and your plans.

Insights for individuals

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Summer burglaries: protect yourself

Summer is a time for relaxation and travel, but unfortunately, it is also a peak season for theft…
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24 October 2024 3 min.

New legislation shortens processing times for damage claims as of October…

The payout by an insurer in the event of a claim does not always go smoothly and can sometimes take…
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25 September 2024 4 min.

What insurance does a student living in a student room need?

With the start of the new academic year, tens of thousands of students move into their student…
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02 December 2022 2 min.

Do you need to report the installation of solar panels to your insurer?

Due to rising energy costs, a massive number of solar panels have been installed in recent months…

Need help? Contact us.

Didn't find the answer to your question or would you like to discuss your situation with a specialist? Our colleagues are happy to assist you.

Prefer faster help? Check out our frequently asked questions.

Is home insurance mandatory?

A home insurance policy is not always legally required, but it is highly recommended. When taking out a mortgage, lenders usually do require that your home is insured.

Do I need a separate insurance policy during a construction or renovation project?

Yes. During the works, a CAR insurance provides important additional protection against damage to the construction project itself and to third parties.

What is the difference between a home insurance and a CAR insurance?

A home insurance policy protects a finished home. A CAR insurance policy protects a construction or renovation project during the execution of the works.

What is meant by ten-year liability?

That is the ten-year period during which construction partners can be held liable for serious defects affecting the stability, solidity, or watertightness of a building.

Are solar panels or a charging point automatically insured?

Not always. When you make significant changes to your home, it's wise to have your insurance reviewed to ensure the coverage remains properly suited to your situation.