Branch 21 focuses on capital protection and security. Branch 23 offers more investment opportunities and potential returns, but the capital depends on the performance of the underlying funds.
Solutions
Investment insurance Branch 23
Would you like to grow your wealth with more return potential than a traditional savings plan? With an investment-linked insurance policy (branch 23), you combine investing with the structure of a life insurance policy. This way, you build up capital in the long term, with flexibility and tailored guidance. Van Dessel helps you make the right choices, adjusted to your goals and risk profile.
What is a investment insurance branch 23?
An investment insurance branck 23, also known as branch 23, is a life insurance policy where your premium is invested in one or more investment funds. Unlike a traditional savings insurance (branch 21), there is no guaranteed return. The return depends on the performance of the chosen funds. This means more potential for growth, but also fluctuations in value.
You choose your own investment strategy, possibly with guidance, and you can adjust it over time.
What are the benefits?
Covers the accumulation of wealth with potentially higher returns.
Covers flexibility in investment choices and strategy.
Covers risk diversification through different funds.
Covers possibilities within a fiscal and inheritance-oriented framework.
Who is this insurance for?
An investment-linked insurance policy is suitable for individuals who:
- Want to build up capital over the long term
- Are prepared to take on a certain investment risk
- Want to make their savings work more actively for them
- Are interested in guidance with investment choices
This product is especially interesting for those with a longer investment horizon.
What is covered and what is not?
What is covered?
- Investment in selected investment funds
- Flexibility to choose and change funds
- Opportunity to spread risk
- Payment of the value of your contract on the maturity date or upon withdrawal
What is not covered?
- Guaranteed return or capital protection
- Protection against market fluctuations
- Fixed final capital amount known in advance
- Free or unlimited switches between funds (depending on the policy)
How much does this insurance cost?
The premium of an investment insurance policy is flexible and depends on your choices.
You decide how much you invest, either as a lump sum or through periodic deposits. Key elements include:
- The amount you wish to invest
- The selected funds and risk level
- Entry fees and management fees
- Possible fees for changes or withdrawals
We will guide you in creating a balanced portfolio.
"I'm glad to have you as my insurance broker now!"
The VDB family from Aarschot
Our promise to you
Personal & committed
a tailor-made partner
Everyone has different circumstances, plans and priorities. That's why we start by listening to your story. Whether it's your home, family, mobility or financial future, we provide advice tailored to what matters most to you.
Expertise & experience
already 80 years in insurance
With more than 80 years of experience, we help you make the right choices in an increasingly complex insurance market. Our specialists analyse your needs and provide clear, independent advice, so you can look ahead with confidence.
Security & peace of mind
protection for today and tomorrow
We look beyond individual insurance policies and provide protection that evolves with your life. If the unexpected happens, you can count on a trusted partner to guide you from claim to solution.
Would you like to receive a quote?
Do you want to know how to maximize the growth of your assets with an investment insurance?
Our experts will help you determine your strategy and guide you every step of the way. This ensures you invest with knowledge and confidence.
Request free advice or a personalized proposal.
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