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Travel assistance insurance

When traveling, you mainly want to enjoy yourself. But what if you get sick, have an accident, or face trouble abroad? With travel assistance insurance, you are assured of prompt help and support in Europe or worldwide, depending on your contract, so you can set off and return with peace of mind. 

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What is a travel assistance insurance?

A travel assistance insurance is a policy that supports you during trips both within your own country and abroad in case of unexpected problems. 

This insurance ensures that you receive help with, among other things: 

  • Medical emergencies 
  • Vehicle breakdowns 
  • Repatriation to Belgium
  • Practical support on site 

Depending on the plan, you are insured per trip or through an annual contract for all your journeys. 

What are the benefits?

Covers medical expenses and assistance abroad.

Provides support and organization in emergency situations.

Covers repatriation in case of illness, accident, or death.

Includes assistance in case of breakdown or problems on the road.

Who is this insurance for?

A travel assistance insurance is suitable for: 

  • Holidaymakers travelling abroad 
  • Families who travel several times a year 
  • People who regularly plan city trips or short stays 
  • Travellers with their own car, camper van or motorbike 

Especially outside Europe or for frequent travellers, this insurance is highly recommended. 

What is covered and what is not?

What is covered?

  • Medical expenses incurred abroad
  • Repatriation to Belgium
  • Emergency dental treatment
  • Travel and accommodation expenses for family members in the event of hospitalisation
  • Roadside assistance for your vehicle (optional)
  • Luggage tracing and forwarding services (optional)

What is not covered?

  • Travel to countries subject to official negative travel advice
  • Non-urgent medical treatment
  • Losses resulting from intentional acts or reckless behaviour
  • Pre-existing medical conditions that were not declared in advance
  • High-risk activities (unless specifically covered)

How much does this insurance cost?

The premium for a travel assistance insurance depends on: 

  • The chosen plan (per trip or annual policy) 
  • The number of insured persons 
  • The destination (Europe or worldwide) 
  • Extra options such as vehicle assistance 

An annual contract is often more advantageous if you travel several times a year.

Stories from our customers

Testimonial Antilope De Bie Printing
Antilope De Bie Printing

Bart De Bie: “Van Dessel is een betrouwbare partner die vooral met zijn maatwerk het verschil maakt.”

Testimonial Groep Steylaerts
Groep Steylaerts

Patrick Steylaerts: “Wij hebben het volste vertrouwen in onze verzekeringspartner Van Dessel.”

Bram Gers van Germo bvba
Germo bvba

Bram Gers: "Vooral het maatwerk is de reden waarom ik met Van Dessel in zee ben gegaan."

Tom Bolsens van Van Wellen Group
Van Wellen Group

Tom Bolsens: "We waren verrast dat er uit zo'n kleine hoek dreiging kon komen."

Our promise to you

Personal & involved

a tailor-made partner

We start from your specific situation and take the time to thoroughly understand your risks, needs, and objectives. This way, you receive advice and guidance tailored to your business and everyday practice.

Expertise & experience

already 80 years in insurance

Thanks to our years of experience, we analyze your risks and insurance needs with a broad perspective. We provide a well-thought-out approach, clear solutions, and the right protection for your business.

Customization & innovation

beyond standard insurance

No standard formulas, but solutions tailored to your activities and challenges. From analysis and implementation to support in case of claims: we provide an approach that works in practice.

Would you like to receive a quote?

Do you want to travel without worries? Then travel assistance insurance is indispensable. 

Van Dessel helps you: 

  • Choose the right plan (temporary or annual) 
  • Tailor the coverage to your travel habits 
  • Take your destination and risks into account

Request a free quote and travel with peace of mind. 

Which insurances complete your package?

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Need help? Contact us.

Didn't find the answer to your question, or would you like to discuss your situation with a specialist? Our colleagues are happy to help you.

Prefer faster help? Check out our frequently asked questions.

Is travel assistance insurance mandatory?

No, travel assistance insurance is not mandatory. However, it is highly recommended, especially when traveling abroad where medical expenses can quickly add up.

Am I insured abroad through my health insurance fund?

The health insurance fund often offers only limited coverage. A travel assistance insurance provides more extensive help and higher reimbursements. 

What happens if I need to be repatriated?

The insurance arranges and pays for your return to Belgium, including medical assistance if necessary. 

Is the insurance also valid for short trips?

Yes, both short and long trips are insured, depending on your policy.

Is an annual contract more advantageous?

Yes, even if you make just one long trip per year, an annual policy is often already more cost-effective and also more convenient.