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Asbestos inventory expert (AIE)

As a certified process-certified Asbestos Inventory Expert (AIE), you bear an important responsibility. An error or omission in an asbestos inventory can lead to significant financial damage and liability claims. 

Moreover, according to Flemish regulations, as a process-certified asbestos surveyor, you are required to have professional liability insurance. 

That’s why Van Dessel developed the VD AIE insurance: a specialised insurance solution that meets legal requirements and provides protection against the specific professional risks within the asbestos sector. 

sector - asbest

What is an asbestos inventory expert insurance (AIE)?

The VD AIE insurance is a specialized professional liability insurance for process-certified asbestos surveyors. 

The insurance protects you against claims from clients or third parties when an error, omission, or negligence in your asbestos survey leads to financial loss. 

For example, consider: 

  • An incomplete survey beyond your control
  • An incorrect assessment of materials 
  • Unidentified asbestos applications 
  • Disputes regarding reporting 
  • Financial loss due to an incorrect risk assessment 

The insurance is tailored to the inspection protocol and certification requirements of OVAM and supports you in fulfilling your professional obligations. 

What are the benefits?

Covers financial damage caused by professional errors during asbestos inspection. 

Covers liability claims from clients and third parties. 

Covers legal defense in disputes and damage claims. 

Covers the legal insurance requirement for process-certified AIE's. 

Who is this insurance for?

The VD AIE insurance is developed for: 

  • Process-certified asbestos surveyors 
  • Professionals who prepare asbestos inventories for asbestos certificates 
  • Independent asbestos experts 
  • Companies active in asbestos surveying 
  • Organizations that combine AIE activities with other areas of expertise 

The policy is suitable for both independent experts and larger organizations active in the asbestos sector. 

What is covered and what is not?

What is covered?

  • Professional liability arising from asbestos inventory activities
  • Financial losses suffered by third parties as a result of professional errors
  • Claims arising from your asbestos surveying and inspection services
  • Legal defence costs

What is not covered?

  • Intentional misconduct or fraud
  • Activities not covered under the policy
  • Criminal fines and penalties
  • Claims arising outside the insured professional activities

How much does this insurance cost?

The premium depends, among other things, on: 

  • Your activities and specializations  
  • The number of insured persons 
  • Your experience and claims history  
  • The chosen coverages
  • The insured amounts 
  • The chosen deductible  

Van Dessel analyzes your risks and develops a policy that fits your professional practice.

Stories from our customers

Testimonial Antilope De Bie Printing
Antilope De Bie Printing

Bart De Bie: “Van Dessel is een betrouwbare partner die vooral met zijn maatwerk het verschil maakt.”

Testimonial Groep Steylaerts
Groep Steylaerts

Patrick Steylaerts: “Wij hebben het volste vertrouwen in onze verzekeringspartner Van Dessel.”

Bram Gers van Germo bvba
Germo bvba

Bram Gers: "Vooral het maatwerk is de reden waarom ik met Van Dessel in zee ben gegaan."

Tom Bolsens van Van Wellen Group
Van Wellen Group

Tom Bolsens: "We waren verrast dat er uit zo'n kleine hoek dreiging kon komen."

Our promise to you

Personal & involved

a tailor-made partner

We start from your specific situation and take the time to thoroughly understand your risks, needs, and objectives. This way, you receive advice and guidance tailored to your business and everyday practice.

Expertise & experience

already 80 years in insurance

Thanks to our years of experience, we analyze your risks and insurance needs with a broad perspective. We provide a well-thought-out approach, clear solutions, and the right protection for your business.

Customization & Innovation

beyond standard insurance

No standard formulas, but solutions tailored to your activities and challenges. From analysis and implementation to support in case of claims: we provide an approach that works in practice.

Would you like to receive a quote?

Are you in the process of certification or do you want to be sure that your current insurance meets the legal requirements? Or would you like to have your existing insurance evaluated? 

Our specialists are happy to advise you and provide you with a clear, tailored quote. 

Which insurances complete your package?

Liability insurance for commercial vehicles

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Need help? Contact us.

Didn't find the answer to your question, or would you like to discuss your situation with a specialist? Our colleagues are happy to help you.

Prefer faster help? Check out our frequently asked questions.

Is een verzekering verplicht voor asbestdeskundigen?

Ja. Een beroepsaansprakelijkheidsverzekering is een wettelijke vereiste om als procesgecertificeerd asbestdeskundige inventarisatie te mogen werken.  

Wettelijke context in Vlaanderen 

Voor procesgecertificeerde asbestdeskundigen gelden specifieke wettelijke verplichtingen: 

  • Enkel procesgecertificeerde asbestdeskundigen mogen asbestinventarissen opstellen voor een asbestattest. 
  • Een asbestattest is verplicht bij de verkoop van gebouwen die vóór 2001 werden gebouwd. 
  • Een beroepsaansprakelijkheidsverzekering is een verplichte voorwaarde voor certificatie en beroepsuitoefening. 
  • De aansprakelijkheid van een asbestdeskundige kan nog meerdere jaren doorlopen, zelfs na beëindiging van de activiteiten. 

De VD ADI verzekering werd ontwikkeld met deze regelgeving 

Kan ik meerdere activiteiten verzekeren binnen dezelfde polis?

Ja. Verschillende professionele activiteiten kunnen gecombineerd worden binnen één polis, op voorwaarde dat ze correct worden opgenomen in de verzekerde omschrijving. 

Wat gebeurt er als een fout in een asbestinventaris schade veroorzaakt?

Wanneer een fout, onvolledigheid of verzuim aanleiding geeft tot financiële schade, kan de verzekering tussenkomen volgens de polisvoorwaarden. 

Zijn juridische kosten mee verzekerd?

Ja. De kosten van juridische verdediging zijn doorgaans inbegrepen binnen de dekking. De exacte voorwaarden vindt u terug in uw contract. 

Blijft mijn aansprakelijkheid verzekerd nadat ik mijn activiteiten stopzet?

Ja. Schadeclaims kunnen ook na stopzetting van uw activiteiten nog gedekt zijn tijdens de voorziene uitloopperiode zoals bepaald in de polisvoorwaarden.