Do you provide goods or services on credit? Then you run the risk that customers do not pay or pay late. A credit insurance protects your business against financial losses due to non-payment or bankruptcy of customers. This way, you safeguard your cash flow and your growth is not dependent on the payment habits of others.
Together with our specialized partners, Van Dessel Insurance Brokers helps you develop a credit insurance tailored to your sector, customer base, and international activities.
A credit insurance is an insurance that protects your company against the risk of customers not paying their invoices.
This can include:
The insurer analyzes the creditworthiness of your customers and determines an insured credit limit for each customer. If a customer does not pay within the agreed term, you will receive compensation for the insured amount after file follow-up.
A credit insurance policy is therefore not just financial protection, but also a tool for professional debtor management.
Covers unpaid invoices in case of bankruptcy or prolonged non-payment.
Covers your cash flow and limits unexpected financial losses.
Covers commercial risks with domestic and foreign customers.
Cover growth with confidence thanks to predetermined credit limits.
A credit insurance policy is of interest for:
The larger your customer portfolio and the longer your payment terms, the greater the risk of non-payment. Companies with a strong focus on just a few large clients also face increased risk.
The premium for a credit insurance policy is usually calculated based on:
Usually, a percentage is applied to the insured turnover. The better your debtor management and the more stable your customer base, the more favorable the premium.
Van Dessel compares various insurers and negotiates the best terms for you.
a tailor-made partner
We start from your specific situation and take the time to thoroughly understand your risks, needs, and objectives. This way, you receive advice and guidance tailored to your business and everyday practice.
already 80 years in insurance
Thanks to our years of experience, we analyze your risks and insurance needs with a broad perspective. We provide a well-thought-out approach, clear solutions, and the right protection for your business.
beyond standard insurance
No standard formulas, but solutions tailored to your activities and challenges. From analysis and implementation to support in case of claims: we provide an approach that works in practice.
We analyze your activities, contractual obligations, and risks. You will receive a clear, tailor-made proposal for your company.
Request a quote without obligation or contact us for personal advice.
Didn't find the answer to your question, or would you like to discuss your situation with a specialist? Our colleagues are happy to help you.
