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Equestrian sports

The equestrian sector combines passion with significant financial and operational risks. From injuries to horses and riders to liability and damage to infrastructure: a single incident can have major consequences. With a specialized insurance approach, you protect your horses, your activities, and your investment. 

sector - paardensport

VD Horse Solutions: total concept for the equine sector

The equestrian sector requires a specialized approach. Every activity is different and the risks are often complex. That’s why Van Dessel developed VD Horse Solutions: a total concept that maps out all risks within your business or activities and translates them into a thoughtful insurance strategy.

What makes our approach unique?

100% tailor-made 

We thoroughly analyze your activities and put together an insurance package fully tailored to your situation, whether you are active as a horse owner, rider, breeder, trainer, or operator of a riding school or stable.

Comprehensive approach

We look at your entire risk profile, from horses and infrastructure to liability, vehicles, personnel, and business activities, so that all insurances fit together perfectly.

Industry-focused expertise

Thanks to our years of experience in the equestrian sector, we understand the specific challenges and risks you face every day.

Continuous follow-up

Your activities are constantly evolving. That’s why we regularly evaluate your insurances and adjust your protection when your situation changes.

Independent market approach

As an independent insurance broker, we compare solutions from different insurers and select the coverage that best fits your needs, with an eye for the optimal price-quality ratio.

What are the biggest risks?

Health issues or death of horses

Illness, accident, or death can lead to a significant financial loss. 

Risks during the transport of horses

Movements involve additional risks such as injury or stress for the animal. 

Liability as operator or owner

Damage caused by horses or activities can lead to third-party claims. 

Liability as a keeper of horses

When you have horses belonging to others in your care, you are responsible for their welfare and safety. 

Risks at events and competitions

Organizing competitions or activities involves liability and organizational risks. 

Accidents involving riders

Riders are at risk of injury during training or competitions. 

Risk factors

Problems during pregnancy, birth or development can have a financial impact. 

Theft of or damage to equestrian equipment

Saddles, tack and other equestrian equipment are vulnerable to theft or damage.

Damage to buildings and infrastructure

Fire, storms or other damage can result in significant costs and disrupt your activities.

Why insure your equestrian activities?

Covers damage from illness, accident, or death of horses.

Covers liability for damage caused by horses or activities.

Covers damage to buildings, infrastructure and equipment.

Covers the financial consequences of accidents, events and business interruption.

"We grow together: Van Dessel ensures that our insurance cover and risk management evolve in line with our international ambitions."

Dirk Robberechts

HSE Manager Group DC

Our solutions

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Transport insurance horses

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Theft insurance for equestrian equipment

Protect your valuable equestrian equipment against theft. Insure your saddles, bridles and other…

Horse transport vehicle

Travel with peace of mind with horse transport vehicle insurance. Protect your horse van or horse…

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Stories from our customers

Testimonial Antilope De Bie Printing
Antilope De Bie Printing

Bart De Bie: “Van Dessel is een betrouwbare partner die vooral met zijn maatwerk het verschil maakt.”

Testimonial Groep Steylaerts
Groep Steylaerts

Patrick Steylaerts: “Wij hebben het volste vertrouwen in onze verzekeringspartner Van Dessel.”

Bram Gers van Germo bvba
Germo bvba

Bram Gers: "Vooral het maatwerk is de reden waarom ik met Van Dessel in zee ben gegaan."

Tom Bolsens van Van Wellen Group
Van Wellen Group

Tom Bolsens: "We waren verrast dat er uit zo'n kleine hoek dreiging kon komen."

Our promise to you

Personal & involved

a tailor-made partner

We start from your specific situation and take the time to thoroughly understand your risks, needs, and objectives. This way, you receive advice and guidance tailored to your business and everyday practice.

Expertise & experience

already 80 years in insurance

Thanks to our years of experience, we analyze your risks and insurance needs with a broad perspective. We provide a well-thought-out approach, clear solutions, and the right protection for your business.

Customization & innovation

beyond standard insurance

No standard formulas, but solutions tailored to your activities and challenges. From analysis and implementation to support in case of claims: we provide an approach that works in practice.
 

Would you like to receive a quote?

Would you like to protect your horses, activities and infrastructure with the right insurance solution? We would be happy to assess your situation and recommend tailored cover that meets your specific needs.

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Need help? Contact us.

Didn't find the answer to your question, or would you like to discuss your situation with a specialist? Our colleagues are happy to help you.

Prefer faster help? Check out our frequently asked questions.

Is horse insurance mandatory?

No, but it is highly recommended. The financial value of a horse and the possible risks make protection essential. 

What does a horse insurance policy cover?

This insurance usually covers death, illness or accident of the horse, depending on the chosen coverage. 

Do I need a separate insurance for transport?

Yes, transport involves specific risks that are not always included in a standard policy. 

When am I liable as an owner or operator?

When your horse causes damage to third parties or when something happens to horses in your care. 

Is my infrastructure automatically insured?

No, buildings and barns must be insured separately through a fire and business interruption insurance.