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03 April 2025 1 min.

Sports career at stake?

In the world of professional sports, everything revolves around performance, dedication, and the pursuit of excellence. But alongside the glory and success, there are also significant risks associated with the life of a professional athlete. Injuries, illnesses, and accidents can not only impact an athlete’s career, but also the financial stability of their clubs. That’s why specialized insurance for professional athletes and their clubs is of crucial importance, and we take a closer look at both.  

Tom Janssens
Tom Janssens

Manager Non-Life

Profsport

The Athlete 

What in case of disability? 

Professional athletes push their bodies to the limit. Due to the intensity with which they practice their sport, injuries are almost unavoidable. An illness or minor accident can affect any professional athlete, potentially leading to temporary or permanent disability. In such cases, temporary disability insurance provides a safety net, allowing you to focus on your recovery without financial worries.span> 

Additionally, there is permanent disability insurance, which pays you a capital sum if you unexpectedly and prematurely have to end your sports career. This enables you to live without financial worries during the first years after your career.>

Insured abroad. 

Many professional athletes settle abroad, which makes insuring medical expenses complicated. Van Dessel offers a solution with the ‘chameleon principle’, adjusting your policy seamlessly to the country where you reside. This ensures that you are always well insured, regardless of your location. 

The Club

Unforeseen consequences.

Not only athletes, but also their clubs face risks. An injury, illness, or death of a top athlete can be a serious financial blow for the club. A transfer value insurance protects the club against the financial consequences of losing their athlete. >

Conclusion 

A specialized insurance for professional athletes and clubs is not a luxury, but a necessity. It offers the security and protection needed to focus entirely on performance and recovery. At Van Dessel, we understand the unique risks of elite sports and, through VD Sport Solutions, provide solutions that perfectly match your needs.