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28 November 2025 1 min.

Cyclocross: when one fall determines your season

In cyclocross, the difference between control and chaos can sometimes come down to a single strip of mud. A slip in a corner, choosing the wrong track through the sand, or a moment of hesitation on a steep slope: for a spectator, it's all part of the sport, but for a professional rider, it can have consequences that go far beyond a disappointing race.

Tom Janssens
Tom Janssens

Manager Non-Life

Cyclocross

A serious fall 

Crossers are constantly pushing the limits of what is physically and technically possible. The course changes every hour, the surface is unpredictable, and the intensity remains high from start to finish. Falling seems almost part of the job. But for professionals, much more is at stake: their body, their income, and their future in the sport. 

A broken collarbone doesn’t just mean two months of rehabilitation. It often also means no start bonuses, no prize money, sponsors missing out on visibility, lost opportunities, and a schedule that has to be completely rearranged. In a sport where seasons are short and peak moments are limited, a single injury can ruin an entire campaign. 

Why standard insurance falls short  

Many insurances offer basic coverage, but don’t take into account the unique combination of risk, pay structure, and intensity that comes with top-level sport. Cyclocross is a sport in which the season is short and injuries often occur at crucial moments: in the middle of winter, during championships, or in the lead-up to major races. At such times, a professional rider and their team need certainty—protection that understands how their reality works. 

VD Sport Solutions

Our professional sports insurance was developed based on that reality. It provides a safety net when injury takes a rider out of competition temporarily or for a longer period. 

It supports athletes when their income disappears due to an accident, and gives teams the assurance that an unexpected fall doesn’t immediately result in major financial stress or operational disruption. 

Where traditional insurances

stop, this solution goes further. It protects income, offers security in cases of long-term injury, and ensures that both rider and club can stand on their own two feet. Are you active in professional sports? Do you work with young talents, professional riders, or in a team structure? We are happy to discuss what kind of protection fits your operation.