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Dental care insurance

Dental care can involve a significant expense. Treatments such as crowns, implants, orthodontics, or extensive dental procedures are often only partially reimbursed by the health insurance fund. As a result, dental costs can quickly add up. 

A dental insurance policy covers a significant portion of these costs. This supplementary insurance offers reimbursement for various dental treatments and helps make unexpected or high dental expenses more manageable. 

Van Dessel helps you choose a dental insurance policy that suits your needs and the desired coverage. 

tandzorgverzekering

What is dental care insurance?

A dental care insurance is an additional medical insurance that covers the costs of dental treatments that are not fully reimbursed by the health insurance fund. 

Depending on the chosen plan, the insurance can provide coverage for various types of dental care, such as: 

  • Preventive dental care 
  • Basic treatments at the dentist
  • Major dental procedures 
  • Orthodontic treatments 

This way, the insurance offers extra financial protection for both routine check-ups and complex dental treatments. 

What are the benefits?

Covers dental treatments that are only partially reimbursed by the health insurance fund. 

Covers costs for extensive dental care, such as crowns, implants, or orthodontics. 

Covers preventive dental care, making regular check-ups financially accessible. 

Covers unexpected dental expenses, so major treatments have less financial impact. 

Who is this insurance for?

A dental insurance policy is beneficial for anyone who wants to protect themselves against high dental costs. 

This insurance is often taken out by: 

  • Individuals who want extra security for dental treatments 
  • Organizations that want to offer additional medical benefits 
  • Families who expect to need orthodontics or extensive dental care 
  • People who want to expand their medical insurance package

The plan can be tailored to the desired coverage and the available budget.

What is covered and what is not?

What is covered?

  • Preventive dental care, such as check-ups and professional cleanings
  • Basic dental treatments
  • Dental prostheses and crowns
  • Dental implants and other specialised treatments
  • Orthodontic treatment (depending on the policy)

What is not covered?

  • Cosmetic dental treatments without a medical necessity
  • Treatments not recognised by the statutory health insurance system
  • Costs incurred during any waiting period applicable to a new policy
  • Treatments that fall outside the policy terms and conditions

How much does this insurance cost

The premium of a dental insurance policy is determined by several factors, such as: 

  • The age of the insured
  • The chosen coverage and reimbursement limits 
  • The type of treatments covered 
  • Any waiting periods or deductibles 

Because dental care insurance policies can vary greatly in coverage and reimbursement rates, the premium is often adjusted to the chosen plan. 

Stories from our customers

Testimonial Antilope De Bie Printing
Antilope De Bie Printing

Bart De Bie: “Van Dessel is een betrouwbare partner die vooral met zijn maatwerk het verschil maakt.”

Testimonial Groep Steylaerts
Groep Steylaerts

Patrick Steylaerts: “Wij hebben het volste vertrouwen in onze verzekeringspartner Van Dessel.”

Bram Gers van Germo bvba
Germo bvba

Bram Gers: "Vooral het maatwerk is de reden waarom ik met Van Dessel in zee ben gegaan."

Tom Bolsens van Van Wellen Group
Van Wellen Group

Tom Bolsens: "We waren verrast dat er uit zo'n kleine hoek dreiging kon komen."

Our promise to you

Personal & involved

a tailor-made partner

We start from your specific situation and take the time to thoroughly understand your risks, needs, and objectives. This way, you receive advice and guidance tailored to your business and everyday practice.

Expertise & experience

already 80 years in insurance

Thanks to our years of experience, we analyze your risks and insurance needs with a broad perspective. We provide a well-thought-out approach, clear solutions, and the right protection for your business.

Customization & innovation

beyond standard insurance

No standard formulas, but solutions tailored to your activities and challenges. From analysis and implementation to support in case of claims: we provide an approach that works in practice.

Would you like to receive a quotation?

We analyze your activities, contractual obligations, and risks. You will receive a clear, customized proposal for your business. 

Request a free quote or contact us for personalized advice.

Which insurances complete your package?

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Need help? Contact us.

Didn't find the answer to your question, or would you like to discuss your situation with a specialist? Our colleagues are happy to help you.

Prefer faster help? Check out our frequently asked questions.

What is dental insurance?

A dental insurance is a supplementary insurance that covers dental expenses which are not fully reimbursed by the health fund. 

Which dental treatments are usually reimbursed?

That depends on the chosen policy, but often basic treatments, preventive care, crowns, implants, and sometimes orthodontics are partially reimbursed. 

Is orthodontics also reimbursed?

In many dental insurance policies, orthodontics is partially covered, but usually with specific conditions or limits. Some insurers also apply a maximum age.

Are there waiting periods with a dental insurance?

Yes, with some insurances there is a waiting period for certain treatments, especially

for extensive dental procedures. 

Can a dental insurance policy be combined with other medical insurance policies?

Yes. It is often combined with a hospitalization insurance and an outpatient care insurance for broader medical coverage.