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Legal protection

Your employees are the driving force of your business. When they are unable to work due to an accident, it not only has a human impact, but also a direct effect on your operations and continuity.

With legal protection for employees, you ensure that your organization is properly insured against the financial consequences of accidents. Van Dessel helps you clarify these obligations and translate them into a solution that fits your business. 

Leven

What does this insurance cluster entail?

The cluster of statutory protection for employees focuses on insurances that protect you as an employer against the consequences of accidents involving employees. This primarily concerns the mandatory occupational accident insurance, supplemented with additional protection for accidents outside the work context. 

An occupational accident can result in medical expenses, wage obligations, and administrative requirements. In addition, accidents that occur in a private setting can also impact the deployability of your employees. By properly insuring these risks, you ensure certainty, continuity, and peace of mind. 

Our solutions

Which insurance solutions do we offer within this line of insurance?

Occupational accident insurance

Occupational accident insurance for businesses. Protect your employees and comply with your legal…

Accident insurance 24/7

Collective accident insurance for companies. Protect your employees 24/7 against the financial…

Our promise to you

Personal & involved

a tailor-made partner

We start from your specific situation and take the time to thoroughly understand your risks, needs, and objectives. This way, you receive advice and guidance tailored to your business and everyday practice.

Expertise & experience

already 80 years in insurance

Thanks to our years of experience, we analyze your risks and insurance needs with a broad perspective. We provide a well-thought-out approach, clear solutions, and the right protection for your business.

Customization & innovation

beyond standard insurance

No standard formulas, but solutions tailored to your activities and challenges. From analysis and implementation to support in case of claims: we provide an approach that works in practice.

Would you like to receive a quote?

Do you want to be sure that your company complies with all obligations and that your employees are optimally protected? 

Our specialists analyze your situation and advise you on which insurances are necessary, supplemented with any additional coverages. This way, you receive a solution tailored to your organization. 

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Need help? Contact us.

Did you not find the answer to your question or would you like to discuss your situation with a specialist? Our colleagues are happy to assist you.

Prefer faster help? Check out our frequently asked questions.

Is an occupational accident insurance mandatory for every employer?

Yes. Every employer in Belgium is required to take out occupational accident insurance for their employees. 

What is considered a work-related accident?

An accident at work or on the way to or from work. The insurance covers, among other things, medical expenses and loss of income. 

What is the difference with a 24/24 accident insurance?

The occupational accident insurance only applies to work-related situations. The 24/24 insurance also covers accidents that occur in private life. 

Is supplementary accident insurance mandatory?

No, but it does offer extra protection and security for your employees and your business. 

What should I do in case of a workplace accident?

You must report the accident to the insurer and provide the necessary information so that the claim can be handled correctly.