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Solutions

Buildings & Materials

Your buildings, machines, installations, and equipment are essential to the operation of your organisation. Damage, defects, or downtime can therefore have a significant financial impact and seriously disrupt your activities.

With the right insurance, you protect not only your material assets but also the continuity of your organisation. Van Dessel helps you to correctly identify and assess risks related to buildings, equipment, and goods, and to translate these into a tailored insurance solution for your business. 

ondernemingen - gebouwen en materialen

What does this insurance cluster entail?

The cluster of buildings and materials includes insurance policies that protect your business against damage to real estate, installations, machinery, electronics, and goods. It provides broad protection against risks such as fire, technical malfunctions, damage during works, and loss or damage of goods.

For businesses, this is crucial, as material damage is rarely limited to just one element. An incident often also affects your operations, deliveries, and revenue. That’s why a well-considered insurance not only ensures that damage is repaired, but also that your activities can resume as quickly as possible.

Our solutions

Which insurance solutions do we offer within this line of insurance?

Fire insurance for companies

Need commercial property insurance? Protect your building, machinery and stock against fire and…

Business interruption insurance

Need business interruption insurance? Protect your business against loss of income following fire…

Machine breakdown

Machinery breakdown insurance protects your business against the financial consequences of sudden…

All risks electronics insurance (ARE)

All Risks Electronics Insurance for businesses. Protect your IT equipment and electronic devices…

All construction site risks insurance (CAR)

Covers damage to construction works during execution and provides essential protection throughout…

Our promise to you

Personal & involved

a tailor-made partner

We start from your specific situation and take the time to thoroughly understand your risks, needs, and objectives. This way, you receive advice and guidance that match your business and daily practice.

Expertise & experience

already 80 years in insurance

Thanks to our many years of experience, we analyze your risks and insurance needs with a broad perspective. We provide a well-thought-out approach, clear solutions, and the right protection for your business.

Customization & innovation

beyond standard insurance

No standard formulas, but solutions tailored to your activities and challenges. From analysis and implementation to support in case of damages: we provide an approach that works in practice.

Would you like to receive a quote?

Would you like to know how to optimally protect your buildings, machinery, goods, and business equipment?

Our specialists will review your situation with you and develop a proposal tailored to your activitiesand risks.

Request a no-obligation quote or contact us for personalized advice. 

Insights for the public sector

Vrachtwagen
18 February 2026 2 min.

Goods in transit: who bears the risk in case of damage?

Belgium, like many industrialized countries, is highly dependent on transport. Every day, raw…
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24 October 2024 2 min.

Protecting your business against material damage and business interruption…

The severe floods of the past year have caused damage to many businesses. The affected companies…
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24 October 2024 3 min.

New legislation shortens processing times for damage claims as of October…

The payout by an insurer in the event of a claim does not always go smoothly and can sometimes take…
asbest
27 March 2024 2 min.

Your most important questions about asbestos survey insurance answered

The liability insurance for asbestos experts raises many questions. Today, there are already…

Need help? Contact us.

Did you not find the answer to your question or would you like to discuss your situation with a specialist? Our colleagues are happy to assist you.

Prefer faster help? Check out our frequently asked questions.

Which insurance do I need for my business premises?

That depends on the type of building, its contents, and your activities. Fire insurance is often the foundation, supplemented with additional coverage.