What is changing? 

From July 1, 2026, the insurance tax on most non-life insurance policies will increase from 9.25% to 9.60%. 

This adjustment is set by law and applies to the entire insurance sector. 

What does this mean for your premium? 

For insurance premiums with a renewal date on or after July 1, 2026, the new rate of 9.60% will automatically be applied. 

Premiums with a renewal date before July 1, 2026 will remain subject to the current rate of 9.25%. 

As a result, the total premium of the affected insurance policies will increase slightly compared to today. 

Example: Fire insurance 

A fire insurance premium consists of several components: 

  • The net premium (the basic insurance premium)  
  • 9.60% insurance tax  
  • 6.50% contributions  

Together, these taxes and contributions represent 16.10% on top of the net premium. 

Important information 

  • This change only affects the insurance tax and not any other contributions that may form part of your premium.  
  • As this is a legal measure, the increase does not automatically entitle you to cancel your insurance contract.  
  • The new rate will automatically be applied to renewal notices issued from July 2026 onwards.  

Questions? 

If you have any questions about this change or would like more information, please feel free to contact your usual Van Dessel contact person. We will be happy to assist you.

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