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11 September 2018 3 min.

When is storm damage to your car covered?

Storm damage to your home is almost always covered by the standard fire insurance. But what about

damage to your car caused by storms or other natural forces?
 
stormschade aan wagen

In recent years, our country has clearly been increasingly afflicted by thunderstorms, hailstorms

, and floods caused by heavy rainfall. In such cases, we immediately fear damage to our homes, but damage to vehicles should also not be overlooked: repair costs for your car’s bodywork often run up to several thousands of euros.

Storm damage only covered by comprehensive insurance

Damage caused by natural forces is not covered under the

" data-entity-type="node" data-entity-uuid="da1b4d0a-264a-4d6c-a8b4-3b295bfce20e" href="/node/233">LIABILITY insurance that you are required to take out for your vehicle. Only with partial or full comprehensive insurance are you entitled to compensation for this type of damage.

How can you protect yourself against storm damage without comprehensive insurance?

For older vehicles, the costs of a

" data-entity-uuid="792895af-7f18-452f-bb67-e3fae62d2aa6" href="/node/234">comprehensive insurancea> barely, or not at all, outweigh the benefits. To ensure that owners of such vehicles can still insure themselves against damage from natural forces, a specific insurance product has been developed for this risk.

Such an add-on to your liability insurance offers numerous advantages

  • Full coverage for material damage to your vehicle due to natural forces such as
  • hail, flooding, storms, lightning, falling rocks and stones, earthquakes, landslides and subsidence, and snow pressure
  • Very low premium of just a few euros per month
  • Coverage in Belgium and abroad in all countries listed on the green card
  • Replacement car and full compensation without deductible when you use an approved
  • repairer

    Interested or need more info?

    For further information or a quote, you can contact us at mailto:info@vandessel.be

    @vandessel.be or 03 482 15 30.