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10 March 2022 2 min.

The maximum amounts for your tax-advantaged life insurances in 2022

Are you saving for a supplementary pension through tax-efficient solutions such as pension savings, long-term savings, a VAPW or a VAPZ? If so, you benefit from a tax advantage on the paid premiums. Here is an overview of the legal maximum amounts for the income year 2022 – assessment year 2023.

Paul Vinck
Paul Vinck

Life Manager

fiscale bedragen
2022
Type of life insurance Maximum deposit amount Tax reduction 
Pension savings
  • €990
  • €1,270
  • 30% of the total paid premium(s)
  • 25% of the total paid premium(s)
 
Long-term savings €2,350 30% of the total paid premium(s) 
VAPW (Optional Supplementary Pension for Employees) 3% of the reference salary, with a minimum of €1,670 30% of the total paid premium(s) 

VAPZ (Optional Supplementary Pension for the Self-employed)

  • Standard VAPZ
  • Social VAPZ
  • 8.17% of the reference income*, with a maximum of €3,447.62
  • 9.40% of the reference income*, with a maximum of €3,966.67
100% tax deductible as business expenses 

*The reference income is equal to the indexed net taxable professional income from 2019.

 

 

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