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Medical science is evolving at a breathtaking pace. Costly, life-prolonging treatments are being resorted to more often and for longer periods. It is becoming increasingly difficult for the social security system to bear the cost of these expensive procedures. The inevitable consequence of this is that the patient has to pay more: usually 20% to 25% of the bill. So it's easy to see why hospitalisation insurance has become essential.
 

Why choose Van Dessel?

 
  • We offer a broad range of hospitalisation insurance policies and add-ons, and every policy has its pros and cons. We can advise you on which insurer and which policy is best for you.
  • These days, many companies offer their staff group hospitalisation insurance. This is a nice bonus, but what happens if you change employer or go into retirement? We know exactly what you need to look out for.
  • Hospitalisation insurance
    • If you are admitted to hospital, your health insurance fund will only cover some of the medical costs. Your personal share of the invoice can be high, especially if you stay in a single-occupancy room. A hospitalisation insurance add-on can help cover the additional costs.
  • Outpatient costs insurance
    • For some treatments, it is not necessary to go into hospital. Insurance for outpatient costs provides additional cover for medical costs incurred without admission to hospital.
  • Dental treatment insurance
    • Dental and orthodontic treatment is very expensive, and statutory health insurance often only covers a fraction of the costs. With dental treatment insurance, you can avoid paying a large portion of the bill yourself.
  • Hearing implant insurance
    • Hearing implants are essential for people who are (severely) hard of hearing. Unfortunately, these expensive and highly technical devices are very fragile. We can offer a unique and advantageous insurance policy for your hearing implant. Click here to read about VD Cochlear Solutions.
  • Disability insurance
  • Personal accident insurance
    • Accident insurance offers you financial protection in the event that you suffer an accident in your personal life. It acts as an add-on to your sickness and hospitalisation insurance when it comes to repayment of your medical costs, but most importantly it ensures extra compensation is paid out if you are rendered unable to work or die as a result of the accident.